Property Type: Detached HouseOwnership: Freehold

1130 21st St

Courtenay, BC V9N2B8

$749,500

4 bed2 bath4 parking1,493 sqftBuilt 1969
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Property Details

Property & Lot

Sub-type
House
Lot size
8,276 square feet
Zoning
Residential

R-SSMUH

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,299.96

Interior

Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
Utility roomLower level7'5 x 11'1
BathroomLower level3-Piece
KitchenLower level11'1 x 11'4
Living roomLower level9'5
BedroomLower level12'2 x 10'4
BedroomMain level12'5
Primary BedroomMain level12'5 x 10'1
BedroomMain level11'3
BathroomMain level4-Piece
KitchenMain level9'3 x 14'3
Dining roomMain level9'3 x 8'11
Living roomMain level12'10

Listing Information

MLS®
1039563
Listed
June 5, 2026
Time on market
On the market for 87 days
Data last synced
August 28, 2026

Listing provided by: REMAX Ocean Pacific (Crtny) · Data source: CREA DDF.

Description

Tastefully updated and move-in ready, this bright and welcoming home offers exceptional flexibility for families, investors, or multigenerational living. The main level features an open-concept living and dining area, a stylish kitchen with stainless appliances, updated flooring, modern paint colours, and a cozy gas fireplace feature wall. Three generously sized bedrooms and a full bath complete the upstairs. Downstairs, the self-contained 1-bedroom in-law suite offers strong mortgage-helper potential, with its own kitchen, living area, bath, and laundry. The fully fenced backyard is ideal for kids, pets, and entertaining, with plenty of room for gardening, play, or future ideas. A newer roof, single garage, covered RV/boat parking, shed, and large deck add to the home's appeal. Conveniently located close to schools, parks, shopping, and amenities, this is a fantastic opportunity in a desirable Courtenay neighbourhood. For more information please contact Ronni Lister at 250-702-7252 or ronnilister.com. (id:63159)

Values & Trends

This listing

$502/sqft

Building average

No other active listings in this building

Courtenay City average

$547/sqft

30 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

28,420

(2021 Census)

+10.8% since 2016

Density: 876.6/km²

Dwellings: 13,414

Median household income: $72,000

After-tax: $65,500

Immigrant population: 13.6%

Top countries of origin (% of total population)

  • United Kingdom3.9% · 1,105
  • United States of America1.3% · 370
  • Germany1.1% · 300
  • Philippines1% · 290
  • Viet Nam0.6% · 160
  • India0.5% · 130
  • Korea, South0.4% · 110
  • Netherlands0.4% · 100

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Courtenay ElementaryElementary824 m
Nala'atsi Alternate ProgramSecondary838 m
Lake Trail CommunityMiddle1.3 km
Ecole Puntledge Park ElementaryElementary1.7 km
Arden ElementaryElementary2.0 km
Glacier View Secondary CentreK-123.3 km
Georges P. Vanier SecondarySecondary3.7 km
Aspen Park ElementaryElementary3.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Boonies Pizza · 2251 Cousins Avenue556 m

Cafes (2)

  • Tin Town Cafe · 2456 Rosewall Crescent493 m
  • A Step Above798 m

Parks (5+)

  • Dogwood Park335 m
  • Bill Moore Memorial Park378 m
  • Martin Park421 m
  • Woodcote Park601 m
  • Cousins Park639 m

Gyms (3)

  • The Yoga Studio on Rosewall445 m
  • Ki Fitness & Health473 m
  • Fitness Excellence · 2637 Moray Place635 m

Nearby places data: © OpenStreetMap contributors.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($49,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$599,600.00
Periodic payment — Principal & Interest (monthly)$3,868.42
Additional monthly expenses (strata, tax, utilities, etc.)$516.66
Total monthly cost$4,385.08
Interest paid over 5-yr term$171,847.08
Balance at end of term$539,342.14

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$49,950
Stress test qualifying rate8.09%
Payment you must qualify for$5,379.29

Cash Needed at Closing

Minimum down payment$49,950
Estimated BC PTT$12,990
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,440

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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