Property Type: TownhouseOwnership: Strata

1134 Pine Grove Road Unit# 29

Scotch Creek, BC V0E1M5

$639,900

2 bed2 bath1 parking1,269 sqftBuilt 2007
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$518/mo
Annual property tax
$2,159

Interior

Heating
Forced air, Electric
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Insert
Flooring
Other

Exterior & Lot

Exterior features
Other
View
View (panoramic)
Waterfront
Waterfront on lake
Pool
Inground pool, Outdoor pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Additional Parking

Room Dimensions

RoomLevelDimensions
StorageSecond level7'0'' x 11'0''
FoyerMain level6'0'' x 10'0''
3pc BathroomMain level7'0'' x 5'0''
4pc Ensuite bathMain level9'0'' x 6'0''
BedroomSecond level10'0'' x 11'0''
Primary BedroomMain level11'0'' x 12'0''
KitchenMain level8'0'' x 9'0''
Dining roomMain level9'0'' x 11'0''
Living roomMain level13'0'' x 15'0''

Listing Information

MLS®
10388080
Listed
May 25, 2026
Time on market
On the market for 98 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Lakeside Realty LTD · Data source: CREA DDF.

Description

Turn-key waterfront living at its finest! This fully furnished 2-bedroom, 2-bathroom unit at the beautiful Shuswap Lake Resort offers the perfect blend of relaxation, recreation, and investment potential. The kitchen features stainless steel appliances, maple cabinetry, and an open-concept layout that flows seamlessly into the living room, where large windows and access to the private deck showcase spectacular lake views. Stay comfortable year-round with air conditioning for the summer and a cozy gas fireplace for cooler evenings. The spacious primary bedroom boasts vaulted ceilings, a private sun deck, and a 4-piece ensuite, creating the perfect retreat after a day on the lake or trails. Additional highlights include a hot tub patio and everything you need to simply walk in and enjoy. Located just steps from Shuswap Lake, this resort-style property offers direct access to boating, swimming, hiking, biking, golfing, skiing, and snowmobiling. Relax by the pool, soak up the sun, or enjoy all-season adventure right outside your door. Commercial zoning allows for short-term rentals, making this an excellent investment opportunity. The property currently generates approximately $25,000 annually in rental income and comes with existing bookings that must be honored. Whether you’re looking for a vacation getaway, income property, or both — this is your chance to own a piece of paradise on Shuswap Lake. (id:63159)

Values & Trends

This listing

$504/sqft

Building average

No other active listings in this building

North Shuswap average

$463/sqft

6 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sorrento ElementaryElementary3.9 km
North Shuswap ElementaryElementary/Middle7.4 km
Carlin Elementary MiddleElementary/Middle12.5 km
Haldane ElementaryElementary20.2 km
Chase Elementary-SecondaryElementary20.3 km
Shuswap SDA(Independent)Elementary/Middle22.5 km
North Canoe ElementaryElementary22.9 km
Salmon Arm West ElementaryElementary24.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • The Hub717 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($38,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$511,920.00
Periodic payment — Principal & Interest (monthly)$3,302.73
Additional monthly expenses (strata, tax, utilities, etc.)$760.92
Total monthly cost$4,063.65
Interest paid over 5-yr term$146,717.74
Balance at end of term$460,473.70

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$38,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,620.79

Cash Needed at Closing

Minimum down payment$38,990
Estimated BC PTT$10,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$51,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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