Property Type: Detached HouseOwnership: Freehold

114 Cedar Avenue

Kaleden, BC V0H1K0

$825,000

4 bed2 bath4 parking2,254 sqftBuilt 1969
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.25 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,594.19

Interior

Heating
Heat Pump, Baseboard heaters, See remarks
Cooling / A/C
Wall unit, Heat Pump
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Vinyl siding
View
Lake view, Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
OtherBasement4'11'' x 13'5''
Recreation roomBasement13' x 17'5''
Utility roomBasement5'4'' x 5'1''
Laundry roomBasement9'2'' x 18'8''
OtherBasement6'5'' x 6'10''
4pc Ensuite bathBasement6'4'' x 8'3''
Primary BedroomBasement12'4'' x 10'5''
Dining nookMain level10'3'' x 8'
4pc BathroomMain level7'9'' x 7'10''
BedroomMain level9'10'' x 11'4''
BedroomMain level9'3'' x 10'6''
BedroomMain level9'4'' x 9'8''
Living roomMain level23'4'' x 21'1''
Dining roomMain level10' x 6'9''
KitchenMain level13'1'' x 13'5''

Listing Information

MLS®
10393946
Listed
July 7, 2026
Time on market
On the market for 55 days
Data last synced
August 28, 2026

Listing provided by: Royal Lepage Locations West · Data source: CREA DDF.

Description

Amazing Lake View, everything you want from Kaleden: Private, quiet, and Lake views! Quarter Acre lot, no maintenance by the road, new retaining wall, landscaping and fencing, low maintenance front lawn with shop under the stairs, and garden areas on the side. The well kept and updated home has 3 bedrooms up, a large kitchen with door out to a back deck, big living and dining area with cozy gas fireplace, and ductless heating and cooling units throughout. Large main suite downstairs with great Lakeview, walk in closet, and lots of room. Large laundry, second living area downstairs, attached garage and a great cold room for storage. This home has it all, new roof (2025), dishwasher (2024), stove (2025), and HWT (2019). (id:63159)

Values & Trends

This listing

$366/sqft

Building average

No other active listings in this building

Kaleden average

$497/sqft

21 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Penticton

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Kaleden ElementaryElementary1.1 km
Okanagan Falls ElementaryElementary6.4 km
Princess Margaret SecondarySecondary7.3 km
Wiltse ElementaryElementary8.5 km
Holy Cross School(Independent)Elementary/Middle9.9 km
Penticton Christian School(Independent)K-1210.2 km
Columbia ElementaryElementary10.3 km
Penticton SecondarySecondary10.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($57,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$660,000.00
Periodic payment — Principal & Interest (monthly)$4,258.10
Additional monthly expenses (strata, tax, utilities, etc.)$329.18
Total monthly cost$4,587.28
Interest paid over 5-yr term$189,157.90
Balance at end of term$593,672.13

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$57,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,901.81

Cash Needed at Closing

Minimum down payment$57,500
Estimated BC PTT$14,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$73,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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