Property Type: Detached HouseOwnership: Freehold

11412 109 STREET

Fort St. John, BC V1J6W3

$1,089,000

5 bed4 bath3,721 sqftBuilt 1998
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
28,187 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,297.52 (2025)

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Fireplace
Yes (2)

Exterior & Lot

Exterior features
Stucco

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Garage

Room Dimensions

RoomLevelDimensions
Laundry roomMain level
KitchenMain level
Family roomMain level
Living roomMain level
Dining roomMain level
Eating areaMain level
OfficeMain level
FoyerMain level
Mud roomMain level
Primary BedroomAbove
Bedroom 2Above
Bedroom 3Above
Bedroom 4Lower level
Bedroom 5Basement
Family roomBasement
PantryBasement

Listing Information

MLS®
R3077883
Listed
January 9, 2026
Time on market
On the market for 234 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX Action Realty Inc · Data source: CREA DDF.

Description

Style, Quality and Craftmanship all come together in a 5-bdrm, custom-built, family home on a quiet cul-de-sac. Relax in the family room, c/w wood stove next to the dream kitchen offering SS appliances, gas stove c/w warming drawer, granite countertops with tons of storage. Covered deck off the family room has a convenient gas BBQ hook up. There's a formal dining room for those evenings of entertaining with a cozy gas fireplace in the living room. The spacious primary bedroom has an ensuite fitted with a soaker tub, shower and dual sinks. Step into the massive back yard and you'll feel like you moved to the country, total privacy windings pathways among trees and shrubs and plenty of space for activities. Outbuildings include a storage shed, heated toy shed and heated greenhouse. (id:63159)

Values & Trends

This listing

$293/sqft

Building average

No other active listings in this building

Fort St. John average

$286/sqft

128 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

9°C

Mainly Clear

Humidity 85%

Wind SE 16 km/h

Tonight

Tuesday

22°

Tuesday night

Wednesday

23°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

21,465

(2021 Census)

+5.9% since 2016

Density: 657/km²

Dwellings: 10,004

Median household income: $102,000

After-tax: $89,000

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • Philippines3.9% · 835
  • India1.9% · 405
  • United States of America0.9% · 185
  • Germany0.7% · 155
  • United Kingdom0.5% · 105
  • Nigeria0.5% · 100
  • Jamaica0.4% · 80
  • Pakistan0.3% · 75

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
C.M. Finch ElementaryElementary628 m
Margaret Ma Murray Community SchoolElementary1.1 km
Bert AmbroseElementary1.4 km
Bert Bowes Middle SchoolMiddle1.6 km
Alwin Holland ElementaryElementary1.6 km
Ecole Central Elem School Of The ArtsElementary1.7 km
Dr Kearney Middle SchoolMiddle2.1 km
Christian Life School(Independent)Elementary/Middle2.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (4)

  • Westridge Park · 11310 113 Street499 m
  • W. I. Centennial Park · 10420 110 Avenue625 m
  • Garrison Park · 10404 117 Avenue637 m
  • Triangle Park649 m

Nearby places data: © OpenStreetMap contributors.

School district: Peace River North (SD60)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($83,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$871,200.00
Periodic payment — Principal & Interest (monthly)$5,620.69
Additional monthly expenses (strata, tax, utilities, etc.)$794.13
Total monthly cost$6,414.81
Interest paid over 5-yr term$249,688.42
Balance at end of term$783,647.22

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$83,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,728.87

Cash Needed at Closing

Minimum down payment$83,900
Estimated BC PTT$19,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$105,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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