Property Type: Detached HouseOwnership: Freehold

1145 Chapman Road

Penticton, BC V2A8T6

$6,500,000

5 bed5 full, 2 half bath6 parking6,571 sqftBuilt 1997
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
8.7 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$14,760.65

Interior

Basement
Full
Heating
Forced air, Electric, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (4)
Fireplace type
Wood, Gas, Conventional, Unknown

Exterior & Lot

Exterior features
Stucco
Waterfront
Waterfront on lake
Pool
Pool, Inground pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
6 — covered indicated
Features
Attached Garage, Covered, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
Living roomSecondary Dwelling Unit15' x 10'2''
KitchenSecondary Dwelling Unit12'10'' x 2'7''
BedroomSecondary Dwelling Unit11'7'' x 8'3''
Full bathroomSecondary Dwelling Unit5'5'' x 10'4''
Utility roomBasement11' x 14'9''
StorageBasement4'7'' x 5'9''
StorageBasement14'10'' x 14'11''
Recreation roomBasement29'1'' x 19'7''
OtherBasement22'6'' x 18'7''
BedroomBasement14'4'' x 16'6''
BedroomBasement13'2'' x 11'2''
BedroomBasement18'9'' x 14'5''
BedroomBasement10'4'' x 15'4''
4pc BathroomBasement13'2'' x 9'3''
3pc BathroomBasement9' x 7'7''
OtherMain level10'11'' x 6'1''
OtherMain level8'2'' x 9'5''
Primary BedroomMain level20'8'' x 30'
PantryMain level7'10'' x 8'8''
OfficeMain level13'3'' x 14'11''
Mud roomMain level14' x 19'11''
Living roomMain level18'2'' x 34'4''
Laundry roomMain level11'7'' x 9'10''
KitchenMain level32'3'' x 15'7''
Dining roomMain level18'6'' x 15'8''
Dining nookMain level18'8'' x 12'3''
5pc Ensuite bathMain level15'8'' x 18'1''
2pc BathroomMain level4'11'' x 5'5''
2pc BathroomMain level7'4'' x 6'4''

Listing Information

MLS®
10395703
Listed
August 10, 2026
Time on market
On the market for 21 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Locations West · Data source: CREA DDF.

Description

Perched on the prestigious Naramata Bench, within the city of Penticton, this exceptional private estate offers an unmatched Okanagan lifestyle with 300 ft of lakeshore, exclusive lake access via a private paved path to a 100-ft dock with two boat lifts, and breathtaking views of Okanagan Lake and surrounding vineyards. The 6500 sq.ft. residence features 5 bedrooms, 5 bathrooms, 2-car garage & massive mud room for all your outdoor gear. The gourmet kitchen features SubZero/Wolf & Miele appliances and sliding glass doors that open seamlessly to your outdoor living spaces. Plenty of room for entertaining and family with over 1700 sq.ft. of decking, as well as a 1200 sqft covered outdoor gathering area featuring an imported Italian wood burning oven, island seating for 10 and multiple cooking appliances. The outdoor areas provide a variety of seating options and 180-degree lake & valley views along with the ability to relax in the saltwater pool or hot tub. The well maintained 3.3-acre vineyard, planted in Pinot Gris and Chardonnay, adds boutique vineyard appeal. A private guest suite with kitchen & W/D above the 3-car garage offers private accommodation for visitors. Just minutes from downtown Penticton, this exceptional property offers the privacy and tranquility of country living without sacrificing the convenience of nearby amenities. Combining luxury and an extraordinary waterfront setting, this is a rare opportunity to own one of Naramata Bench's most remarkable estates. (id:63159)

Values & Trends

This listing

$989/sqft

Building average

No other active listings in this building

Penticton Rural average

$853/sqft

10 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

13°C

Mainly Clear

Humidity 81%

Wind NNW 3 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Uplands ElementaryElementary3.3 km
ConnectEd - Alternative ProgramsSecondary4.5 km
Entre-lacsElementary/Middle4.5 km
Secondaire de PentictonSecondary4.6 km
Penticton SecondarySecondary4.6 km
Queens Park ElementaryElementary4.7 km
Penticton Christian School(Independent)K-124.9 km
Columbia ElementaryElementary5.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Hillside Winery Bistro716 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($1,300,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$5,200,000.00
Periodic payment — Principal & Interest (monthly)$33,548.64
Additional monthly expenses (strata, tax, utilities, etc.)$1,559.05
Total monthly cost$35,107.69
Interest paid over 5-yr term$1,490,334.95
Balance at end of term$4,677,416.82

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$1,300,000
Stress test qualifying rate8.09%
Payment you must qualify for$39,986.18

Cash Needed at Closing

Minimum down payment$1,300,000
Estimated BC PTT$243,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$1,544,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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