Property Type: Detached HouseOwnership: FreeholdNEW LISTING

117 HIGH Street

Nelson, BC V1L3Z5

$649,000

3 bed3.5 bath2 parking1,800 sqftBuilt 1901
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.08 acres
Frontage
30 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,407.1

Interior

Basement
Full
Heating
Baseboard heaters, Electric, See remarks
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Hardwood, Laminate, Mixed Flooring

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view

Building

Foundation
Stone
Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — uncovered indicated
Features
Street

Room Dimensions

RoomLevelDimensions
BedroomSecond level11'5'' x 11'0''
Primary BedroomSecond level9'6'' x 11'9''
Primary BedroomBasement17'5'' x 8'8''
2pc BathroomSecond level
4pc BathroomMain level
3pc BathroomBasement
Laundry roomMain level1'0'' x 1'0''
Laundry roomBasement1'0'' x 1'0''
FoyerMain level8'0'' x 7'0''
Dining roomMain level8'0'' x 9'0''
KitchenMain level9'8'' x 12'5''
Living roomMain level12' x 12'1''
KitchenBasement10'4'' x 8'4''
Living roomBasement14'3'' x 11'4''

Listing Information

MLS®
10398821
Listed
August 27, 2026
Time on market
On the market for 4 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Nelson) · Data source: CREA DDF.

Description

Situated within perfect proximity to Nelsons quaint downtown and the iconic Lakeside Park, is a highly desirable home in a great neighbourhood. Boasting two self contained living units, this home offers you an investment opportunity or an income helper. The recently updated main living area is bright, clean and spacious with high ceilings and newer flooring throughout. An open kitchen and dining concept was thoughtfully curated with family gatherings and entertainment in mind. Featuring well maintained kitchen cabinets, an efficient gas fireplace and a tastefully renovated bathroom which kept its heritage charm. There are 2 generous size bedrooms on the upper floor with walk-in closets and a half bath for easy living. An expansive sun deck off the back of the home is the perfect place to rest, restore, relax and soak in the stunning mountain views and sunsets. The unauthorized basement suite offers 1 bedroom, 1 bathroom and the space area is modern, bright and was refreshed about six years ago. Extending from the unit is an 18 x 8 covered deck. Both units contain laundry. This home is your opportunity to get into the Nelson market. Call today and schedule a viewing. (id:63159)

Values & Trends

This listing

$361/sqft

Building average

No other active listings in this building

Nelson average

$482/sqft

82 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 80%

Wind ESE 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

11,106

(2021 Census)

+5.1% since 2016

Density: 930.9/km²

Dwellings: 5,314

Median household income: $72,500

After-tax: $65,500

Immigrant population: 15.1%

Top countries of origin (% of total population)

  • United States of America3.5% · 390
  • United Kingdom3.3% · 365
  • Philippines0.8% · 85
  • Germany0.6% · 65
  • Italy0.6% · 65
  • India0.5% · 55
  • Netherlands0.4% · 40
  • South Africa, Republic of0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

44

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Hume Elementary SchoolElementary473 m
L V Rogers SecondarySecondary934 m
Secondaire de NelsonSecondary934 m
South Nelson ElementaryElementary1.0 km
St Joseph School(Independent)Elementary/Middle1.1 km
Trafalgar Middle SchoolMiddle1.2 km
WildflowerElementary/Middle1.2 km
ReachSecondary1.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Starbucks269 m
  • Java283 m

Grocery (4)

  • Save-On-Foods · 1200 Lakeside Drive276 m
  • Safeway · 211 Anderson Street283 m
  • Walmart Supercentre371 m
  • Kootenay co-op · 777 Vernon Street702 m

Parks (4)

  • Gyro Park310 m
  • Lakeside Park629 m
  • NDCC park696 m
  • Queen Elizabeth Park710 m

Shopping (1)

  • Unnamed · 1150 Simpson Road311 m

Pharmacies (2)

  • Shoppers Drug Mart303 m
  • Walmart Pharmacy · 1000 Lakeside Drive371 m

Banks & ATMs (1)

  • Unnamed282 m

Nearby places data: © OpenStreetMap contributors.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($39,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,200.00
Periodic payment — Principal & Interest (monthly)$3,349.70
Additional monthly expenses (strata, tax, utilities, etc.)$457.26
Total monthly cost$3,806.96
Interest paid over 5-yr term$148,804.21
Balance at end of term$467,022.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,683.77

Cash Needed at Closing

Minimum down payment$39,900
Estimated BC PTT$10,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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