Property Type: Land / LotOwnership: Freehold

1172 Baltac Road

Windermere, BC V0A1K3

$399,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.46 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$3,860

Interior

Fireplace
None

Listing Information

MLS®
10381206
Listed
March 30, 2026
Time on market
On the market for 154 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Invermere · Data source: CREA DDF.

Description

Perched on the slope looking over Lake Windermere this lot has just the right amount of “wow,” with uninterrupted views over the lake that never gets old. Morning coffee with a misty backdrop? Check. Golden hour that makes you feel like you’re in a movie? Also check. Sunset so good you’ll start inviting people over just to show it off? Absolutely. Located in a peaceful and sought-after area of Baltac Beach, this lot provides the perfect location to enjoy easy access to the lake for boating, swimming, and paddleboarding, while being just minutes from Invermere’s shops, restaurants, and amenities. Properties like this don’t come around often—mainly because people who get them tend to keep them. So if you’ve been waiting for a sign, this might just be it (and yes, the view is included). The driveway has a registered easement with the neighbour to the south. The driveway has been engineered and constructed to allow the home to be built higher up on the property. There is the option for additional parking for a boat or trailer along the road beside the driveway entrance. (id:63159)

Location Insights

Weather

Nearest station: Invermere

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Windermere ElementaryElementary2.3 km
Eileen Madson Primary SchoolElementary3.5 km
David Thompson SecondarySecondary3.7 km
J Alfred Laird ElementaryElementary3.7 km
Open Doors Alternate EducationSecondary3.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$319,200.00
Periodic payment — Principal & Interest (monthly)$2,059.37
Additional monthly expenses (strata, tax, utilities, etc.)$321.67
Total monthly cost$2,381.04
Interest paid over 5-yr term$91,483.64
Balance at end of term$287,121.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,914.76

Cash Needed at Closing

Minimum down payment$19,950
Estimated BC PTT$5,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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