Property Type: Condo / ApartmentOwnership: Strata

1181 Sunset Drive Unit# 1102

Kelowna, BC V1Y0J4

$679,000

2 bed2 bath1 parking962 sqftBuilt 2022
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Amenities

Concierge

Also listed: Storage - Locker, Recreation Centre, Party Room, Whirlpool, Clubhouse, Racquet Courts

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$686/mo
Annual property tax
$2,693.13

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Sewer

Interior

Heating
Heat Pump, Forced air
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
None
Flooring
Tile, Hardwood

Exterior & Lot

Exterior features
Concrete, Metal
View
City view, Lake view, Mountain view
Pool
Inground pool, Outdoor pool

Building

Roof
Tar & gravel, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Underground, Stall

Restrictions & Policies

Pets
Restrictions apply, Allowed with restrictions
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
3pc Ensuite bathMain level5'2'' x 8'8''
4pc BathroomMain level5'3'' x 9'5''
Living roomMain level12'3'' x 1'11''
KitchenMain level11'8'' x 1'4''
BedroomMain level8'10'' x 10'9''
Primary BedroomMain level12'1'' x 16'

Listing Information

MLS®
10398213
Listed
August 19, 2026
Time on market
On the market for 12 days
Data last synced
August 28, 2026

Listing provided by: Sutton Group-West Coast Realty · Data source: CREA DDF.

Description

Welcome to ONE Water Street, one of downtown Kelowna's signature addresses. Perched on the 11th floor, this bright 2 bed, 2 bath corner residence is wrapped in expansive windows capturing beautiful Okanagan Lake, mountain and city views. The open-concept interior features 9' ceilings, engineered hardwood, waterfall quartz counters, stainless steel appliances, gas cooktop, built-in wine storage, central A/C and in-suite laundry, while the covered balcony extends the living space outdoors. At the heart of the community, The Bench offers 1.3 acres of exceptional amenities with a lap pool and leisure pool, hot tub, fitness centre and yoga studio, pickleball court, BBQ and fire-pit areas, dog park, guest suites and resident entertainment spaces. Just steps from the waterfront, beaches, restaurants, breweries, shopping and Prospera Place. Includes secure underground parking and a storage locker. An exceptional opportunity to enjoy the best of downtown Kelowna living. (id:63159)

Values & Trends

This listing

$706/sqft

Building average

$774/sqft

1 active listing(s)

Kelowna North average

$698/sqft

157 active listing(s)

Parking: 1 stall(s) includedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

44

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
The Balsam School(Independent)Elementary370 m
Central SecondarySecondary1.6 km
Central School ProgramsK-121.6 km
Bankhead ElementaryElementary1.7 km
St Joseph Elementary School(Independent)Elementary1.8 km
A S Matheson ElementaryElementary2.4 km
Glenmore ElementaryElementary2.8 km
Raymer ElementaryElementary3.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Bouchons Bistro · Sunset Drive64 m
  • Waterfront Wines Restaurant · 1180 Sunset Drive79 m
  • Central Kitchen · 1155 Ellis Street131 m
  • Nagano Sushi319 m
  • King Taps · 1352 Water Street501 m

Cafes (5+)

  • Analog Coffee35 m
  • J’s Cafe & Bistro297 m
  • Chaibaba · 1289 Ellis Street307 m
  • Eurobean Coffee397 m
  • Bike Shop Cafe and Catering · 1357 Ellis Street548 m

Grocery (1)

  • GetintheLoop Grocery · 1353 Ellis Street531 m

Parks (5+)

  • Pioneer Garden252 m
  • Sunset Drive Park257 m
  • Waterfront Park312 m
  • Recreation Avenue Park357 m
  • Rotary Marsh Park407 m

Shopping (1)

  • The Core on Ellis · 1353 Ellis Street521 m

Gyms (1)

  • Life Aesthetics Online Coaching · 1435 Water Street728 m

Pharmacies (1)

  • Pharmasave · 505 Doyle Avenue679 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$543,200.00
Periodic payment — Principal & Interest (monthly)$3,504.54
Additional monthly expenses (strata, tax, utilities, etc.)$958.86
Total monthly cost$4,463.40
Interest paid over 5-yr term$155,682.68
Balance at end of term$488,610.16

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,891.39

Cash Needed at Closing

Minimum down payment$42,900
Estimated BC PTT$11,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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