Property Type: Land / LotOwnership: Freehold

119 Timberlane Road

Enderby, BC V0E1V1

$205,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.64 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,234

Interior

Fireplace
None

Listing Information

MLS®
10378212
Listed
March 6, 2026
Time on market
On the market for 178 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives (Enderby) · Data source: CREA DDF.

Description

Discover the perfect setting to build your dream home on this newly subdivided, beautifully treed lot in a peaceful and scenic location. Surrounded by nature, this property offers plenty of space and privacy to create the lifestyle you’ve been envisioning. Mature trees provide a tranquil backdrop while still allowing flexibility for building your ideal home design. Potential financing options are available , making this an attractive opportunity for New buyers looking to secure land and build their home prior to obtaining a conventional mortgage. Services are conveniently located at the lot line, making it easier to begin your building plans. A septic system will be required, giving you the opportunity to design a system that best suits your future home and property layout. If you’ve been searching for the perfect place to create a custom home surrounded by natural beauty, this ready-to-build lot offers both convenience and potential in a serene setting. (id:63159)

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

3,028

(2021 Census)

+2.2% since 2016

Density: 710.8/km²

Dwellings: 1,508

Median household income: $59,600

After-tax: $56,000

Immigrant population: 7.6%

Top countries of origin (% of total population)

  • United States of America1.2% · 35
  • United Kingdom1.2% · 35
  • Philippines1.2% · 35
  • Germany0.8% · 25
  • Netherlands0.7% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
M.V. Beattie ElementaryElementary1.2 km
A.L. Fortune SecondaryK-121.8 km
Mountain View Christian(Independent)Elementary/Middle7.5 km
Grindrod ElementaryElementary8.6 km
Ranchero Elementary JuniorElementary/Middle11.7 km
Highland Park ElementaryElementary11.7 km
Armstrong ElementaryElementary12.6 km
Len Wood Middle SchoolMiddle12.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($10,295) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$164,720.00
Periodic payment — Principal & Interest (monthly)$1,062.72
Additional monthly expenses (strata, tax, utilities, etc.)$102.83
Total monthly cost$1,165.55
Interest paid over 5-yr term$47,209.23
Balance at end of term$148,166.17

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$10,295
Stress test qualifying rate8.09%
Payment you must qualify for$1,504.13

Cash Needed at Closing

Minimum down payment$10,295
Estimated BC PTT$2,118
Legal / closing costs (typical estimate)$1,500
Total cash needed$13,913

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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