Property Type: Detached HouseOwnership: Freehold

1190 Penticton Avenue

Penticton, BC V2A2N2

$499,000

2 bed1 bath1 parking792 sqftBuilt 1930
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.19 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,677

Interior

Basement
Crawl space
Heating
Forced air, Electric
Cooling / A/C
Wall unit, Heat Pump
Fireplace
None
Flooring
Laminate

Building

Roof
Vinyl Shingles, Unknown

Parking

Total spaces
1 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level
OtherMain level8'5'' x 19'4''
Living roomMain level17'0'' x 11'6''
KitchenMain level12'0'' x 11'3''
Dining roomMain level6'0'' x 11'0''
Primary BedroomMain level15'9'' x 9'0''
BedroomMain level8'0'' x 7'8''

Listing Information

MLS®
10388422
Listed
May 22, 2026
Time on market
On the market for 101 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group · Data source: CREA DDF.

Description

This well-situated single-family home offers an excellent opportunity for first-time buyers, investors, or those considering future development potential. The property provides immediate livability with long-term upside, situated on a lot over 7,800 sq ft with frontage on Penticton Avenue and additional lane way access. The home functions well as a starter residence with a practical layout and convenient access to schools, shopping, and everyday amenities. Its location supports a comfortable, walkable lifestyle while offering flexibility as a personal residence, rental, or holding property. The property is well positioned for buyers seeking the Okanagan lifestyle, with lakes, beaches, wineries, and outdoor recreation all close at hand. (id:63159)

Values & Trends

This listing

$630/sqft

Building average

No other active listings in this building

Main North average

$487/sqft

56 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Entre-lacsElementary/Middle162 m
Columbia ElementaryElementary932 m
Holy Cross School(Independent)Elementary/Middle1.2 km
Penticton Christian School(Independent)K-121.3 km
ConnectEd - Alternative ProgramsSecondary1.3 km
Penticton SecondarySecondary1.3 km
Secondaire de PentictonSecondary1.3 km
Uplands ElementaryElementary1.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Casa Deli Bistro747 m

Grocery (1)

  • Penticton IGA · 1160 Government Street723 m

Parks (3)

  • McNicoll Park196 m
  • Cascade Gardens Park · 1458 Penticton Avenue612 m
  • McLaren Park660 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,200.00
Periodic payment — Principal & Interest (monthly)$2,575.50
Additional monthly expenses (strata, tax, utilities, etc.)$263.08
Total monthly cost$2,838.59
Interest paid over 5-yr term$114,411.87
Balance at end of term$359,081.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,645.28

Cash Needed at Closing

Minimum down payment$24,950
Estimated BC PTT$7,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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