Property Type: Detached HouseOwnership: Freehold

1190 Tomlin Road

Cache Creek, BC V0K1H1

$2,049,900

2 bed2 bath4 parking1,910 sqftBuilt 1984
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
110 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,450

Interior

Heating
Baseboard heaters, Stove, See remarks, Wood
Fireplace
Yes (2)
Fireplace type
Pellet, Stove

Exterior & Lot

Waterfront
Waterfront on creek

Parking

Total spaces
4 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
Recreation roomBasement11' x 15'
3pc BathroomSecond level
4pc BathroomBasement
Primary BedroomSecond level15' x 16'
BedroomBasement11' x 14'
Laundry roomBasement7'6'' x 11'8''
Living roomMain level11' x 24'
Dining roomMain level9' x 10'
KitchenMain level14' x 14'

Listing Information

MLS®
10391586
Listed
June 16, 2026
Time on market
On the market for 76 days
Data last synced
August 28, 2026

Listing provided by: Engel & Volkers Kamloops · Data source: CREA DDF.

Description

A truly versatile 110-acre property ideal for horses, cattle or recreational use. Featuring 5 irrigated fields currently used as grazing pastures, all with available water and easily converted back to productive hayfields while additional sub-irrigated grass areas and natural valleys offer excellent rotational grazing options. This property comes with two water licenses—one from a creek and another from an irrigation well—powering a user-friendly K-Line irrigation system. Enjoy direct access to Crown Land on three sides, perfect for horseback riding, hunting, and snowmobiling, and Loon Lake is just eight minutes away for great fishing. The land receives abundant sun exposure and offers ultimate privacy, while still being conveniently close to town. Fully fenced and cross-fenced, the property includes functional ranch infrastructure: a cattle squeeze and loading chute, various horse pens with their own shelters, 200x95 riding arena with its own saloon, a 24x60 barn with an 800 sq ft carport, tack shed, and 80-amp panel. The charming log home boasts spectacular views, north- and south-facing decks, and is primarily heated with propane and pellet stoves. Additional features include a 24x60 shop with a 360 sq ft office and two 12x60 lean-tos, a 100-amp panel, and a 24x60 hayshed with an additional 12x60 lean-to, the property has a fire fighting system that will run two fire hoses with nozzles, and there is a body of water below the house that can also run sprinklers and rain gun. (id:63159)

Values & Trends

This listing

$1,073/sqft

Building average

No other active listings in this building

Cache Creek average

$303/sqft

11 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

21°C

Humidity 44%

Wind SSW 4 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

969

(2021 Census)

+0.6% since 2016

Density: 93.2/km²

Dwellings: 522

Median household income: $55,200

After-tax: $52,000

Immigrant population: 12.3%

Top countries of origin (% of total population)

  • United States of America3.6% · 35
  • Philippines2.6% · 25
  • Netherlands1.5% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
David Stoddart SchoolK-1213.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gold Trail (SD74)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($409,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,639,920.00
Periodic payment — Principal & Interest (monthly)$10,580.21
Additional monthly expenses (strata, tax, utilities, etc.)$216.83
Total monthly cost$10,797.04
Interest paid over 5-yr term$470,005.79
Balance at end of term$1,475,113.34

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$409,980
Stress test qualifying rate8.09%
Payment you must qualify for$12,610.41

Cash Needed at Closing

Minimum down payment$409,980
Estimated BC PTT$39,497
Legal / closing costs (typical estimate)$1,500
Total cash needed$450,977

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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