Property Type: Detached HouseOwnership: Freehold

1196 HABGOOD STREET

White Rock, BC V4B4W9

$1,399,000

3 bed3 bath4 parking3,108 sqftBuilt 1960
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Amenities

Also listed: Storage - Locker, Air Conditioning

Property Details

Property & Lot

Sub-type
House
Lot size
8,436 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,763.25 (2026)

Interior

Basement
Finished, Full, Separate entrance
Heating
Forced air, Electric
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Ocean view

Parking

Total spaces
4 — covered indicated
Features
Garage, Other

Listing Information

MLS®
R3145778
Listed
July 14, 2026
Time on market
On the market for 48 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: RE/MAX Treeland Realty · Data source: CREA DDF.

Description

Located in White Rock with the beach & shops a short walk from your door & situated on a picturesque, beautifully landscaped 8436 sq ft lot! This of a kind home is blends charm, character & beauty all into a unique floor plan offering 3108 sq ft of living space. Kitchen has been updated with white cabinetry, a farmhouse sink & S/S appliances. Cozy eating nook for casual dining & the well sized dining room has gorgeous ship deck flooring. Huge living rm with fireplace to curl up, relax & read a book. New windows through out & the addition of skylights make this home nice & bright! Up has a primary suite with partial ocean views, 4 pc ensuite, walk in closet & den/flex space. Down includes a 1 bdrm in law/ nanny suite - great for family, or guests. Great street & neighbourhood! (id:63159)

Values & Trends

This listing

$450/sqft

Building average

No other active listings in this building

White Rock average

$788/sqft

147 active listing(s)

Parking: 4 stall(s) includedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — White Rock

Monthly figures from the Fraser Valley Real Estate Board for White Rock detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,578,300

Jul 2026

Average Sale Price

$1,713,071

Jul 2026

Monthly Sales

7

Jul 2026

Active Listings

151

Jul 2026

Sales-to-Active Ratio

5.0%

Jul 2026

Median Days to Contract

11 days

Jul 2026

MLS® HPI Benchmark Price

$2,030,000
$1,578,300
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

15°C

Humidity 90%

Wind SW calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

21,939

(2021 Census)

+10% since 2016

Density: 4,243.5/km²

Dwellings: 11,541

Median household income: $73,000

After-tax: $65,000

Immigrant population: 29%

Top countries of origin (% of total population)

  • United Kingdom4.6% · 1,020
  • China4.4% · 965
  • India3% · 650
  • United States of America1.8% · 395
  • Philippines1.5% · 330
  • Germany1% · 220
  • Taiwan0.6% · 135
  • South Africa, Republic of0.5% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Peace Arch ElementaryElementary231 m
South Meridian ElementaryElementary726 m
Earl Marriott SecondaryElementary892 m
White Rock ElementaryElementary1.3 km
St John Paul II Academy(Independent)Secondary1.3 km
Jessie Lee ElementaryElementary2.0 km
Newbridge Academy(Independent)Elementary2.1 km
H T Thrift ElementaryElementary2.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Eastbound Buena Vista Ave @ Habgood St23 m
Westbound Buena Vista Ave @ Habgood St40 m
Westbound Buena Vista Ave @ Stayte Rd167 m
Southbound Stayte Rd @ Buena Vista Ave190 m
Northbound 160 St @ 12 Ave209 m

Nearby Places

Parks (5+)

  • Davey Park633 m
  • South Meridian Park660 m
  • Emerson Park669 m
  • MacCaud Park671 m
  • Unnamed769 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($114,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,119,200.00
Periodic payment — Principal & Interest (monthly)$7,220.70
Additional monthly expenses (strata, tax, utilities, etc.)$885.27
Total monthly cost$8,105.97
Interest paid over 5-yr term$320,765.94
Balance at end of term$1,006,724.02

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$114,900
Stress test qualifying rate8.09%
Payment you must qualify for$9,874.28

Cash Needed at Closing

Minimum down payment$114,900
Estimated BC PTT$25,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$142,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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