Property Type: Detached HouseOwnership: Freehold

12 Specht Road

Cherryville, BC V0E2G3

$484,000

3 bed2.5 bath6 parking1,254 sqftBuilt 1955
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.89 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,295.19

Interior

Basement
Partial, Crawl space
Heating
Baseboard heaters, Stove, Wood
Fireplace
Yes (1)
Fireplace type
Free Standing Metal
Flooring
Hardwood, Ceramic Tile

Exterior & Lot

Exterior features
Vinyl siding

Building

Foundation
Stone, Preserved Wood
Roof
Metal, Unknown

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
BedroomMain level8' x 11'2''
Partial bathroomMain level5'6'' x 7'2''
Full bathroomMain level7'5'' x 7'11''
Primary BedroomMain level9'9'' x 12'11''
Dining roomMain level8'11'' x 15'2''
KitchenMain level14'2'' x 15'2''
Living roomMain level8'7'' x 22'2''
StorageMain level7'4'' x 16'
FoyerMain level7'6'' x 17'1''
BedroomMain level7'9'' x 12'11''

Listing Information

MLS®
10382145
Listed
April 6, 2026
Time on market
On the market for 147 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

Charming Ranch-Style Home on 0.89 Acres. Step into this inviting 3-bedroom, 1.5-bath home boasting 1,254 square feet of comfortable living space. The spacious kitchen and open floor plan create a welcoming atmosphere, complemented by cozy wood heat and electric baseboard backup. Enjoy the outdoors on your large deck off the kitchen eating area, offering beautiful mountain views. The property includes a cute tool shed, several garden boxes, and plenty of garden space. There’s also ample room to park RVs, plus a small cabin converted from a former garage. Cap off the day by gathering around the lovely fire pit area. (id:63159)

Values & Trends

This listing

$386/sqft

Building average

No other active listings in this building

Cherryville average

$582/sqft

10 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Cherryville ElementaryElementary917 m

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,200) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$387,200.00
Periodic payment — Principal & Interest (monthly)$2,498.08
Additional monthly expenses (strata, tax, utilities, etc.)$170.93
Total monthly cost$2,669.02
Interest paid over 5-yr term$110,972.63
Balance at end of term$348,287.65

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,200
Stress test qualifying rate8.09%
Payment you must qualify for$3,535.70

Cash Needed at Closing

Minimum down payment$24,200
Estimated BC PTT$7,680
Legal / closing costs (typical estimate)$1,500
Total cash needed$33,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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