Property Type: Detached HouseOwnership: Freehold

120 VALLEY ROAD

Williams Lake, BC V0K2G0

$799,000

4 bed3 bath2,787 sqftBuilt 2008
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
4.94 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,834.81 (2025)

Interior

Basement
Full
Heating
Forced air, Electric, Wood
Fireplace
None

Exterior & Lot

Exterior features
Wood
View
Valley view

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Open, Tandem

Room Dimensions

RoomLevelDimensions
FoyerMain level
Bedroom 2Main level
Bedroom 3Main level
Primary BedroomMain level
Living roomMain level
Dining roomMain level
KitchenMain level
Laundry roomMain level
Mud roomLower level
Utility roomLower level
Living roomLower level
KitchenLower level
FoyerLower level
Laundry roomLower level
Primary BedroomLower level

Listing Information

MLS®
R3098742
Listed
March 11, 2026
Time on market
On the market for 173 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Crosina Realty Ltd. · Data source: CREA DDF.

Description

Acreage living with valley views and income potential just minutes from town! Situated on 4.94 flat acres only 10 minutes from town, this well-located property offers space, privacy, and flexibility. The main level features 3 bedrooms and 2 bathrooms, including a primary bedroom with ensuite, plus comfortable living space for the family. Downstairs you'll find a walk-out 1 bedroom, 1 bathroom basement suite, ideal for extended family, guests, or rental income. A double car garage provides plenty of storage and parking, while the usable acreage offers room for animals, gardens, or simply enjoying the peaceful rural setting. A great opportunity to enjoy country living with convenience nearby. (id:63159)

Values & Trends

This listing

$287/sqft

Building average

No other active listings in this building

Williams Lake average

$304/sqft

93 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 70%

Wind ESE 19 km/h

Tonight

10°

Tuesday

23°

Tuesday night

13°

Wednesday

23°

Wednesday night

12°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

10,947

(2021 Census)

+1.8% since 2016

Density: 330.5/km²

Dwellings: 5,066

Median household income: $76,500

After-tax: $69,000

Immigrant population: 8.9%

Top countries of origin (% of total population)

  • India2.1% · 235
  • United States of America1.1% · 125
  • United Kingdom1% · 110
  • Philippines0.8% · 85
  • South Africa, Republic of0.4% · 45
  • Germany0.4% · 40
  • Korea, South0.3% · 35
  • Netherlands0.2% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
150 Mile ElementaryElementary1.5 km
Cariboo Adventist Academy(Independent)K-1213.1 km
Maranatha Christian School(Independent)Elementary/Middle13.3 km
Mountview ElementaryElementary13.9 km
Lake City SecondaryElementary15.0 km
Skyline Alternate SchoolSecondary15.3 km
Marie Sharpe ElementaryElementary15.3 km
Sacred Heart Catholic School(Independent)Elementary15.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,200.00
Periodic payment — Principal & Interest (monthly)$4,123.90
Additional monthly expenses (strata, tax, utilities, etc.)$541.90
Total monthly cost$4,665.80
Interest paid over 5-yr term$183,196.56
Balance at end of term$574,962.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,721.87

Cash Needed at Closing

Minimum down payment$54,900
Estimated BC PTT$13,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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