Property Type: Condo / ApartmentOwnership: Leasehold / Strata

1200 RANCHER CREEK Road Unit# 448

Osoyoos, BC V0H1V0

$234,900

1 bed1 bath1 parking933 sqftBuilt 2009
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Leasehold / Strata
Strata / maintenance fee
$1,213/mo
Annual property tax
$1,228

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Stucco
Waterfront
Waterfront on lake
Pool
Inground pool, Outdoor pool

Building

Roof
Unknown, Unknown

Parking

Total spaces
1 — covered indicated
Features
Parkade, RV, Oversize, Heated Garage, Additional Parking

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Living roomMain level11'9'' x 17'6''
KitchenMain level9'0'' x 11'0''
FoyerMain level5'0'' x 10'0''
4pc Ensuite bathMain level
Dining roomMain level13'10'' x 11'2''
Primary BedroomMain level11'4'' x 14'0''

Listing Information

MLS®
10394670
Listed
July 15, 2026
Time on market
On the market for 47 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

World-Class Resort Living! Spectacular views of the Anarchist Mountains and Sonora Dunes Golf Course from this FULL SHARE luxury 1-bedroom, 1-bath penthouse. The largest one-bedroom floor plan in the resort, this exceptional suite features a wraparound balcony, premium top-floor location. Each of Spirit Ridge's 226 suites offers spacious, fully equipped kitchens, cozy fireplaces, and all the comforts of home. Enjoy your own vacation retreat or participate in the rental pool to help offset ownership costs. Owners also have the opportunity to exchange their vacation time through Interval International, providing access to more than 3,200 resorts worldwide. The Spirit Ridge Hyatt Unbound Collection Resort features two pools, two hot tubs, two fitness centres, and two acclaimed restaurants. Nestled above a vineyard in Canada's only desert, the resort is also home to the award-winning Nk'Mip Cellars Winery, Nk'Mip Desert Cultural Centre, Sonora Dunes Golf Course, horseback riding, and beachfront access. Highlights: • Full Share ownership • Largest 1-bedroom penthouse floor plan • Wraparound balcony & storage locker • Interval International exchange privileges (3,200+ resorts) • Rental pool income potential Leasehold interest in land. (id:63159)

Values & Trends

This listing

$252/sqft

Building average

No other active listings in this building

Osoyoos Rural average

$103/sqft

23 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,556

(2021 Census)

+10% since 2016

Density: 660.6/km²

Dwellings: 3,279

Median household income: $66,000

After-tax: $60,800

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 210
  • India3.3% · 185
  • United States of America1.9% · 105
  • Portugal1.6% · 90
  • Germany1.1% · 60
  • Philippines1.1% · 60
  • Italy0.5% · 30
  • Netherlands0.4% · 25

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary2.8 km
Osoyoos SecondarySecondary4.2 km
Senpaq'cin School(Independent)Elementary17.0 km
Tuc-el-Nuit ElementaryElementary18.0 km
Southern Okanagan SecondarySecondary18.2 km
Southern Okanagan AltSecondary18.2 km
Oliver ElementaryElementary18.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • the bear, the fish, the root & the berry113 m
  • Cantina Spirit Beach735 m

Cafes (1)

  • The Market59 m

Gyms (1)

  • 24 Hour Cardio Gym60 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($11,745) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$187,920.00
Periodic payment — Principal & Interest (monthly)$1,212.40
Additional monthly expenses (strata, tax, utilities, etc.)$1,362.09
Total monthly cost$2,574.49
Interest paid over 5-yr term$53,858.41
Balance at end of term$169,034.65

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$11,745
Stress test qualifying rate8.09%
Payment you must qualify for$1,715.98

Cash Needed at Closing

Minimum down payment$11,745
Estimated BC PTT$2,698
Legal / closing costs (typical estimate)$1,500
Total cash needed$15,943

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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