Property Type: Detached HouseOwnership: Freehold

12035 3A Highway

Boswell, BC V0B1A3

$3,499,000

3 bed3.5 bath10 parking4,355 sqftBuilt 2015
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.84 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,842.28

Interior

Basement
Full
Heating
Forced air, Other
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Wood, Conventional
Flooring
Hardwood, Carpeted, Ceramic Tile, Linoleum, Vinyl

Exterior & Lot

Exterior features
Stucco
View
Lake view, Mountain view
Waterfront
Waterfront on lake

Building

Foundation
Insulated Concrete Forms
Roof
Metal, Unknown

Parking

Total spaces
10 — covered indicated
Features
Attached Garage, RV, Oversize, Additional Parking

Room Dimensions

RoomLevelDimensions
Partial bathroomBasement
StorageBasement7'0'' x 12'0''
Utility roomBasement23'0'' x 20'0''
MediaSecond level23'0'' x 20'0''
Games roomSecond level20'0'' x 34'0''
Great roomSecond level14'0'' x 20'0''
Mud roomSecond level8'4'' x 14'0''
DenMain level12'0'' x 20'0''
FoyerMain level10'0'' x 14'0''
Dining roomMain level13'0'' x 20'0''
FoyerMain level8'0'' x 5'0''
BedroomMain level11'4'' x 11'4''
BedroomMain level12'0'' x 20'0''
Primary BedroomMain level12'0'' x 20'0''
4pc BathroomMain level
4pc Ensuite bathMain level
Living roomMain level15'0'' x 20'0''
KitchenMain level14'0'' x 20'0''

Listing Information

MLS®
10385987
Listed
May 6, 2026
Time on market
On the market for 117 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Exceptional Kootenay Lake luxury waterfront opportunity near Crawford Bay. Set on a private lakeside property with approximately 220 feet of Kootenay Lake frontage, this rare retreat offers an incredible blend of lakefront living, guest accommodations, outdoor gathering spaces, and potential income or event use. The impressive main residence is an approximately 4,300 sq. ft. three-level home with a loft and attached garage, designed to capture panoramic lake and mountain views. Inside, you’ll find a gourmet kitchen, spacious dining and living areas, fireplaces, expansive lake-facing windows, and a full-length deck overlooking the water. The primary suite features an ensuite and private four-season room with stunning lake views. Additional bedrooms and flexible sleeping spaces provide room for family, guests, or retreat-style use. Two additional custom cabins expand the possibilities, offering extra guest space and potential revenue. Outdoor living includes private lake access, pebble beach frontage, patio gathering areas, outdoor fireplace, wood-fired pizza oven, mature landscaping, fruit trees, grape vines, RV/tenting options, and a covered staircase leading to the lakeshore. Whether you are searching for a Kootenay Lake waterfront home, family compound, vacation rental, or boutique retreat property, this is a rare opportunity to own a versatile lakefront lifestyle property in one of BC’s most scenic settings. Located just 30 minutes from Creston & 6 hours from Calgary. (id:63159)

Values & Trends

This listing

$803/sqft

Building average

No other active listings in this building

East Shore average

$526/sqft

8 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nelson

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($699,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,799,200.00
Periodic payment — Principal & Interest (monthly)$18,059.49
Additional monthly expenses (strata, tax, utilities, etc.)$788.19
Total monthly cost$18,847.68
Interest paid over 5-yr term$802,258.77
Balance at end of term$2,517,889.45

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$699,800
Stress test qualifying rate8.09%
Payment you must qualify for$21,524.87

Cash Needed at Closing

Minimum down payment$699,800
Estimated BC PTT$92,950
Legal / closing costs (typical estimate)$1,500
Total cash needed$794,250

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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