Property Type: Detached HouseOwnership: Freehold

1209 Bergamot Avenue

Kelowna, BC V1W5K5

$1,034,900

4 bed4.5 bath4 parking2,229 sqftBuilt 2014
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.11 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,945.7

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Electric, Unknown

Exterior & Lot

Exterior features
Cedar Siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Full bathroomAdditional Accommodation4'11'' x 7'2''
Living roomAdditional Accommodation9'4'' x 9'0''
Primary BedroomAdditional Accommodation11'5'' x 8'11''
KitchenAdditional Accommodation10'2'' x 11'11''
Dining roomMain level9'7'' x 10'7''
Living roomMain level9'10'' x 22'4''
FoyerMain level5'9'' x 5'2''
Partial bathroomMain level2'11'' x 6'7''
KitchenMain level9'7'' x 10'0''
Full ensuite bathroomSecond level6'11'' x 11'4''
Primary BedroomSecond level13'0'' x 15'9''
LoftSecond level12'0'' x 10'10''
Full bathroomSecond level9'11'' x 5'4''
Laundry roomSecond level7'2'' x 6'11''
BedroomSecond level11'2'' x 9'6''
BedroomSecond level9'11'' x 13'0''

Listing Information

MLS®
10388989
Listed
May 28, 2026
Time on market
On the market for 95 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna - Stone Sisters · Data source: CREA DDF.

Description

Backing directly onto tranquil parkland with immediate access to scenic walking trails, this thoughtfully designed 4-bedroom residence offers an exceptional blend of privacy, functionality & outdoor living in one of Upper Mission’s most desirable family-oriented communities. Set on a beautifully landscaped lot with multiple outdoor entertaining areas, raised garden beds, artificial turf & mature greenery, the property feels like a private retreat while remaining just minutes to schools, parks, shopping & everyday amenities. The main level was designed for connection & daily living, featuring an open-concept kitchen with island seating, seamless flow into the dining & living areas, & direct access to multiple outdoor spaces. The spacious primary suite offers a walk-in closet, full ensuite & private balcony, while two additional bedrooms, a full bathroom, recreation space & convenient laundry complete the upper level. The lower level features a self-contained 1-bedroom suite with its own kitchen, living area, bathroom & private entrance, offering flexibility for extended family, guests, or additional income potential. The outdoor setting is truly special — surrounded by nature with direct trail access, beautifully curated landscaping, multiple patio spaces, garden beds & a large deck designed for entertaining or unwinding in complete privacy. An oversized garage, mudroom entry & abundant storage add everyday practicality to this warm & welcoming home. Just moments to Canyon Falls Middle School, grocery shopping, local amenities & endless hiking trails, this is a rare opportunity to enjoy a lifestyle centred around nature, community & convenience. (id:63159)

Values & Trends

This listing

$464/sqft

Building average

No other active listings in this building

Upper Mission average

$874/sqft

64 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Canyon Falls Middle SchoolMiddle262 m
Bellevue Creek ElementaryElementary1.8 km
Okanagan Mission SecondaryElementary2.2 km
Anne McClymont ElementaryElementary2.5 km
Lakeside School Kelowna(Independent)Elementary2.8 km
Dorothea Walker ElementaryElementary2.9 km
Chute Lake ElementaryElementary3.1 km
de l'Anse-au-sableK-123.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (1)

  • Save-On-Foods541 m

Parks (4)

  • Hill Spring Park107 m
  • Steele Road Recreation Corridor260 m
  • Ponds Community Park390 m
  • Jack Smith Lake Park638 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($78,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$827,920.00
Periodic payment — Principal & Interest (monthly)$5,341.46
Additional monthly expenses (strata, tax, utilities, etc.)$523.14
Total monthly cost$5,864.60
Interest paid over 5-yr term$237,284.25
Balance at end of term$744,716.72

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$78,490
Stress test qualifying rate8.09%
Payment you must qualify for$7,354.46

Cash Needed at Closing

Minimum down payment$78,490
Estimated BC PTT$18,698
Legal / closing costs (typical estimate)$1,500
Total cash needed$98,688

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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