Property Type: Detached HouseOwnership: Freehold

12110 Trewhitt Road W

Lake Country, BC V4V2A6

$2,538,000

4 bed2 bath8 parking1,268 sqftBuilt 1969
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.37 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$10,349.64

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Window air conditioner
Fireplace
None

Parking

Total spaces
8 — covered indicated
Features
Detached Garage, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
BedroomMain level9'1'' x 13'4''
FoyerMain level7'11'' x 16'
Dining roomMain level11' x 12'2''
Primary BedroomMain level17' x 12'1''
BedroomMain level13'5'' x 11'10''
4pc BathroomMain level5'6'' x 10'6''
4pc Ensuite bathMain level7'1'' x 9'6''
BedroomMain level13'3'' x 9'10''
Living roomMain level19'6'' x 12'11''
KitchenMain level13'1'' x 12'2''

Listing Information

MLS®
10396958
Listed
August 5, 2026
Time on market
On the market for 26 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Beautifully updated and completely move-in ready, this waterfront piece of paradise offers the perfect blend of year-round comfort, lakefront living, and future development potential. You get easy access to your private beach and dock with boat lift, this property makes lake life effortless. Imagine swimming, boating, paddling, or simply relaxing by the water from your own backyard with 166 feet of water frontage. Designed for entertaining, the expansive lakeside deck overlooks a generous lawn, while the custom artisan swing at the water's edge and the one-of-a-kind tiki lounge create unforgettable spaces to gather with family and friends. This stunning exterior is paired with interior luxury blurring the lines between indoor and outdoor living. The property also offers outstanding development potential, providing the opportunity to expand or create the waterfront retreat you've always envisioned (subject to applicable approvals). Whether you're seeking a full-time residence, a weekend escape, or a legacy waterfront property with room to grow, this is more than a home... It's a lifestyle! (id:63159)

Values & Trends

This listing

$2,002/sqft

Building average

No other active listings in this building

Lake Country East / Oyama average

$871/sqft

42 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

15,817

(2021 Census)

+22.4% since 2016

Density: 129.5/km²

Dwellings: 6,852

Median household income: $98,000

After-tax: $87,000

Immigrant population: 11.7%

Top countries of origin (% of total population)

  • United Kingdom2.7% · 425
  • Germany1.3% · 200
  • United States of America1% · 160
  • India0.8% · 120
  • South Africa, Republic of0.3% · 55
  • Philippines0.3% · 55
  • Netherlands0.3% · 50
  • Russian Federation0.2% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Davidson Road ElementaryElementary3.2 km
Peter Greer ElementaryElementary3.5 km
George Elliot SecondarySecondary3.7 km
HS Grenda Middle SchoolMiddle3.9 km
Oyama Traditional SchoolElementary5.2 km
Ellison ElementaryElementary14.1 km
Aberdeen Hall Preparatory School(Independent)K-1214.3 km
North Glenmore ElementaryElementary15.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($507,600) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,030,400.00
Periodic payment — Principal & Interest (monthly)$13,099.45
Additional monthly expenses (strata, tax, utilities, etc.)$925.47
Total monthly cost$14,024.92
Interest paid over 5-yr term$581,918.48
Balance at end of term$1,826,351.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$507,600
Stress test qualifying rate8.09%
Payment you must qualify for$15,613.07

Cash Needed at Closing

Minimum down payment$507,600
Estimated BC PTT$54,140
Legal / closing costs (typical estimate)$1,500
Total cash needed$563,240

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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