Property Type: OtherOwnership: Freehold

1215 North End Rd

Salt Spring, BC V8K1M2

$1,100,000

5 bed2 bath2 parking3,206 sqftBuilt 1997
Get Directions

Property Details

Property & Lot

Sub-type
Recreational
Style
Westcoast
Lot size
1.11 acres
Zoning
Residential

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$4,671

Interior

Heating
Heat Pump, Wood, Other
Cooling / A/C
Fully air conditioned
Fireplace
Yes (3)
Appliances
Washer, Refrigerator, Range - Electric, Dryer, Microwave

Exterior & Lot

View
Lake view
Lot features
Central location, Level lot, Wooded area, Rectangular

Building

Parcel ID (PID)
005-877-547

Parking

Total spaces
2 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
Family roomLower level23' x 23'
Games roomLower level20' x 12'
BedroomLower level10' x 8'
BedroomLower level10' x 8'
BathroomSecond level3-Piece
BedroomSecond level23' x 11'
BedroomSecond level23' x 11'
BathroomMain level4-Piece
Primary BedroomMain level12' x 10'
Dining roomMain level27' x 23'
EntranceMain level11' x 8'

Listing Information

MLS®
1044274
Listed
July 28, 2026
Time on market
On the market for 35 days
Data last synced
August 30, 2026

Listing provided by: Pemberton Holmes - Salt Spring · Data source: CREA DDF.

Description

Discover serene living in this custom-built, energy-efficient family home, nestled just across from St. Mary Lake. This unique 5-bedroom, 2-bathroom residence offers warm, character-filled interiors with elegant French doors, beautiful oak, fir and tile flooring, a classic Heartland cookstove, abundant skylights that fill the home with natural light, and expansive wrap-around decking overlooking a private backyard forest of towering Douglas Firs. A large workshop or secondary suite is thoughtfully attached by a breezeway—ideal for guests, multi-generational living, creative projects, or potential rental income. The level, sunny 1.1-acre property is dotted with firs and is close to the lake for swimming, fishing, and boating. Originally designed for solar power and true off-grid independence (including a built-in diesel generator), this home is perfect for those seeking sustainability, privacy, and a deep connection to nature. Live free, live well—your lakeside sanctuary awaits. (id:63159)

Values & Trends

This listing

$343/sqft

Building average

No other active listings in this building

Salt Spring average

$249/sqft

2 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Fernwood ElementaryElementary2.4 km
Phoenix PlaceSecondary3.9 km
Gulf Islands SecondarySecondary3.9 km
Salt Spring ElementaryElementary4.2 km
Crofton Elementary Community SchoolElementary8.7 km
Maple Bay ElementaryElementary12.5 km
Galiano Community SchoolElementary14.5 km
Chemainus SecondaryK-1214.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Trincomali Heights Linear Park621 m

Nearby places data: © OpenStreetMap contributors.

School district: Gulf Islands (SD64)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($85,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$880,000.00
Periodic payment — Principal & Interest (monthly)$5,677.46
Additional monthly expenses (strata, tax, utilities, etc.)$549.25
Total monthly cost$6,226.71
Interest paid over 5-yr term$252,210.53
Balance at end of term$791,562.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$85,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,804.99

Cash Needed at Closing

Minimum down payment$85,000
Estimated BC PTT$20,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information