Property Type: Detached HouseOwnership: Freehold

12165 Highway 3

Greenwood, BC V0H1J0

$895,000

3 bed3 bath2 parking1,899 sqftBuilt 1998
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
99.2 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,416

Interior

Heating
Baseboard heaters, Stove, Wood
Fireplace
Yes (1)
Fireplace type
Free Standing Metal

Exterior & Lot

Exterior features
Wood siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Detached Garage, Carport, Covered

Room Dimensions

RoomLevelDimensions
OtherBasement5' x 6'
Exercise roomBasement10' x 12'
3pc BathroomBasement
BedroomBasement11' x 13'
FoyerBasement11' x 13'
Laundry roomBasement18' x 22'
3pc BathroomMain level
BedroomMain level9' x 10'
3pc Ensuite bathMain level
Primary BedroomMain level11' x 13'
Living roomMain level13' x 21'
KitchenMain level10' x 10'

Listing Information

MLS®
10376436
Listed
February 19, 2026
Time on market
On the market for 194 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Desert Oasis Rlty · Data source: CREA DDF.

Description

Creekfront. Huge pond. Ultra private acreage. Here is 99 acres backing onto Crown Land. If you want nature, mature evergreen forests and lots of water this is the listing for you. Priced below tax assessment, so don't wait! The 3+ bed, 3 bath house is simple and modest, and could use some updating. There is a newer workshop (30x25) and a nice garden shed (16x12). The house is at the far back of the property so there are no neighbors in sight and looks out at the land and towards the large pond, it used to be stocked with trout. Eholt Creek runs through the land and is year round. There is a 1 km of paved driveway so no dust! Enough room for a few horses or cattle and with some tree clearing it could be a nice hobby farm. Fenced garden area by pond. Property has older perimeter fencing. The Trans Canada trail is along side the hwy side for easy adventures. No GST. Extra bonus: older GMC truck with front snowblade, Massey 130 tractor and wood splitter included in sale. Seller has had the deck resurfaced and a new handrail installed - drone photos dont show that currently, see close up photos. This property is in the no restriction area for foreign buyers. (id:63159)

Values & Trends

This listing

$471/sqft

Building average

No other active listings in this building

Greenwood average

$361/sqft

16 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Grand Forks

18°C

Humidity 50%

Wind NNW 2 km/h

Tonight

Tuesday

26°

Tuesday night

12°

Wednesday

17°

Wednesday night

11°

Thursday

14°

Source: Environment and Climate Change Canada.

Population

702

(2021 Census)

+5.6% since 2016

Density: 290.1/km²

Dwellings: 448

Median household income: $47,600

After-tax: $44,800

Immigrant population: 11.9%

Top countries of origin (% of total population)

  • United States of America3.6% · 25
  • Germany2.1% · 15
  • Netherlands1.4% · 10
  • United Kingdom1.4% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Greenwood ElementaryElementary6.1 km
John A. Hutton ElementaryElementary15.2 km
Grand Forks SecondarySecondary15.6 km
Dr. D.A. Perley ElementaryElementary15.8 km
Walker Development CentreSecondary16.0 km
Boundary Central SecondarySecondary18.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Boundary (SD51)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$716,000.00
Periodic payment — Principal & Interest (monthly)$4,619.39
Additional monthly expenses (strata, tax, utilities, etc.)$379.67
Total monthly cost$4,999.06
Interest paid over 5-yr term$205,207.66
Balance at end of term$644,044.32

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,500
Stress test qualifying rate8.09%
Payment you must qualify for$6,386.25

Cash Needed at Closing

Minimum down payment$64,500
Estimated BC PTT$15,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$81,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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