Property Type: Detached HouseOwnership: Freehold

1217 McKinley Rd

Ladysmith, BC V9G1P9

$827,000

5 bed3 bath6 parking2,056 sqftBuilt 1995
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Property Details

Property & Lot

Sub-type
House
Lot size
7,448 square feet
Zoning
Residential

R-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,329

Interior

Heating
Forced air, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
Dining roomMain level11'11 x 7'10
KitchenMain level11'11
Family roomMain level19'7 x 17'7
BedroomMain level9'4 x 9'7
BedroomMain level11'5 x 9'3
BathroomMain level6'5 x 7'8
BathroomMain level5'2 x 7'8
Primary BedroomMain level14'5 x 11'10
PatioLower level14'11
Laundry roomLower level5'11 x 10'10
BedroomLower level10'10
EntranceLower level12'11
EntranceLower level6'5
BathroomLower level8'2 x 9'9
BedroomLower level11'1 x 11'2
Living roomLower level15'3 x 19'5

Listing Information

MLS®
1044675
Listed
August 5, 2026
Time on market
On the market for 26 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (NA) · Data source: CREA DDF.

Description

Looking for a remarkable family home? Welcome to this updated & thoughtfully designed home for comfortable everyday living and effortless entertaining. The stylish kitchen features charcoal cabinetry, soft-close drawers, pull-out pantry storage, quartz countertops and a large centre island, with French doors opening to the spacious rear deck. The primary bedroom includes a generous walk-in closet and a well-appointed 4-piece ensuite with a real wood vanity and stone countertop. Two additional modern bathrooms include quartz and stone finishes, with a walk-in tiled shower and dual-sink vanity. The family room offers durable laminate flooring, new pot lighting and direct access to the backyard. Outside, enjoy an entertainment-sized deck, heated above-ground pool, concreted side yard for play and/ or RV parking. Updates completed since 2022 include quality floors, air conditioning, plumbing bathrooms, fir front door, hardi-board siding & expansive deck. A great blend of style, comfort and outdoor living. (id:63159)

Values & Trends

This listing

$402/sqft

Building average

No other active listings in this building

Ladysmith average

$550/sqft

69 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

8,990

(2021 Census)

+5.3% since 2016

Density: 746.7/km²

Dwellings: 4,079

Median household income: $81,000

After-tax: $72,500

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom4.9% · 440
  • United States of America1.3% · 120
  • Germany0.7% · 65
  • Netherlands0.5% · 45
  • Poland0.3% · 25
  • South Africa, Republic of0.3% · 25
  • India0.3% · 25
  • Mexico0.2% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ladysmith SecondarySecondary995 m
Ladysmith IntermediateElementary1.2 km
Ladysmith PrimaryElementary1.3 km
Stz'uminus Senior Secondary(Independent)Secondary5.0 km
North Oyster ElementaryElementary5.7 km
Chemainus Elementary Community SchoolElementary10.6 km
Thetis Island ElementaryElementary11.1 km
Chemainus SecondaryK-1211.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Kinsmen Park300 m
  • Forrest Field · 570 Jim Cram Drive663 m
  • Resolution Park707 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($57,700) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$661,600.00
Periodic payment — Principal & Interest (monthly)$4,268.42
Additional monthly expenses (strata, tax, utilities, etc.)$547.08
Total monthly cost$4,815.50
Interest paid over 5-yr term$189,616.46
Balance at end of term$595,111.34

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$57,700
Stress test qualifying rate8.09%
Payment you must qualify for$5,915.65

Cash Needed at Closing

Minimum down payment$57,700
Estimated BC PTT$14,540
Legal / closing costs (typical estimate)$1,500
Total cash needed$73,740

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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