122 Narrows West Rd
Salt Spring, BC V8K0A3
$899,000
Property Details
Property & Lot
- Lot size
- 2.99 acres
- Zoning
- Rural residential
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Annual property tax
- $2,164.59
Interior
- Fireplace
- None
Exterior & Lot
- View
- Mountain view, Ocean view
- Waterfront
- Waterfront on ocean
Parking
- Total spaces
- 10
Listing Information
- MLS®
- 1032637
- Listed
- April 18, 2026
- Time on market
- On the market for 136 days
- Data last synced
- August 28, 2026
Listing provided by: Macdonald Realty Salt Spring Island · Data source: CREA DDF.
Description
Sunny waterfront 3-acre building lot with 124 feet of low-bank oceanfront on Salt Spring Island. This private lot is fee simple, non-strata, and has favourable rural zoning that allows for a house, cabin, and multiple accessory buildings such as a garage and studio. This lot features a stunning raised building sites with dramatic views of Stuart Channel. This multi-level Lot has a drilled well, an approved perc test for a future septic system, a BC Hydro right of way, and a driveway that accesses multiple potential build sites. Salt Spring Island is a thriving community in the Southern Gulf Islands with a K-12 School system, a hospital, indoor community pool and many shopping and entertainment options. It is known for its laidback atmosphere and its active farming community. Viewings by appointment only. Price plus GST. All measurements are approximate, Buyer to verify if important. (id:63159)
Location Insights
Weather
Nearest station: Duncan
13°C
—
Humidity 92%
Wind SSW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Phoenix Place | Secondary | 4.2 km |
| Gulf Islands Secondary | Secondary | 4.3 km |
| Salt Spring Elementary | Elementary | 4.6 km |
| Crofton Elementary Community School | Elementary | 5.9 km |
| Fernwood Elementary | Elementary | 6.6 km |
| Maple Bay Elementary | Elementary | 8.0 km |
| Queen of Angels School(Independent) | Elementary/Middle | 11.0 km |
| Alex Aitken | Elementary | 11.3 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Gulf Islands (SD64)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.