Property Type: Detached HouseOwnership: Freehold

122 Silver Street

New Denver, BC V0G1S0

$946,000

3 bed2 bath2 parking2,012 sqftBuilt 1985
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.63 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,930.65

Interior

Heating
Baseboard heaters, Stove, Wood
Fireplace
Yes (1)
Fireplace type
Free Standing Metal

Exterior & Lot

View
Mountain view, River view, View (panoramic)

Building

Roof
Metal, Unknown

Parking

Total spaces
2 — covered indicated
Features
Detached Garage, Heated Garage

Room Dimensions

RoomLevelDimensions
OtherSecond level6'11'' x 8'7''
Family roomSecond level19'11'' x 31'0''
Full bathroomSecond level7'0'' x 8'7''
BedroomSecond level14'3'' x 11'
BedroomSecond level10'3'' x 10'10''
Laundry roomMain level13' x 10'6''
Dining roomMain level14'10'' x 12'0''
Full bathroomMain level9'11'' x 7'6''
Primary BedroomMain level9'11'' x 9'11''
Living roomMain level14'10'' x 18'1''
KitchenMain level15'2'' x 12'0''

Listing Information

MLS®
10376636
Listed
February 27, 2026
Time on market
On the market for 185 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Kaslo) · Data source: CREA DDF.

Description

This is one of those properties that truly needs to be experienced in person. With front-row views of the New Denver Glacier, a private setting, and surrounded by crown land, it’s a property that’s difficult to capture in photos. Located just 10 minutes from downtown New Denver, 8 km from historic Sandon, and minutes from the Galena Trail, backcountry skiing, snowmobiling, hiking, and endless outdoor recreation, this property is perfectly situated for year-round adventure The 3-bedroom, 2-bathroom log home blends rustic character with thoughtful updates, including a new kitchen and flooring completed in 2021 and renovated bathrooms in 2023. Outside, established garden beds, a spacious greenhouse, and a 19’ x 27’ storage building support a self-sufficient lifestyle, while the impressive 28’ x 32’ detached garage with 14-foot ceilings and 10-foot doors offers exceptional space for vehicles, equipment, or a home-based business. Whether you’re looking for a full-time home, mountain retreat, or a property that combines privacy, recreation, and functionality, this is a place that must be seen to be fully appreciated. (id:63159)

Values & Trends

This listing

$470/sqft

Building average

No other active listings in this building

New Denver Area average

$437/sqft

1 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nakusp

12°C

Humidity 94%

Wind ENE 4 km/h

Tonight

Tuesday

24°

Tuesday night

15°

Wednesday

20°

Wednesday night

12°

Thursday

16°

Source: Environment and Climate Change Canada.

Population

487

(2021 Census)

+3% since 2016

Density: 559.8/km²

Dwellings: 304

Median household income: $46,400

After-tax: $45,200

Immigrant population: 15.8%

Top countries of origin (% of total population)

  • Germany4.1% · 20
  • United States of America3.1% · 15
  • United Kingdom2.1% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Lucerne Elem-SecondaryK-126.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Arrow Lakes (SD10)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,600) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$756,800.00
Periodic payment — Principal & Interest (monthly)$4,882.62
Additional monthly expenses (strata, tax, utilities, etc.)$261.89
Total monthly cost$5,144.50
Interest paid over 5-yr term$216,901.06
Balance at end of term$680,744.05

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,600
Stress test qualifying rate8.09%
Payment you must qualify for$6,739.21

Cash Needed at Closing

Minimum down payment$69,600
Estimated BC PTT$16,920
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,020

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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