Property Type: Detached HouseOwnership: Freehold

1220 CEDAR Street

Creston, BC V0B1G3

$549,000

4 bed3 bath12 parking2,586 sqftBuilt 1958
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.45 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,391.09

Interior

Basement
Full
Heating
Forced air, See remarks
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Concrete, Laminate, Carpeted, Linoleum
Appliances
Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Microwave

Exterior & Lot

Exterior features
Vinyl siding
View
City view, Mountain view
Lot features
Level lot, Private setting, Treed, Jacuzzi bath-tub

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
009-937-676

Parking

Total spaces
12 — covered indicated
Features
Carport

Room Dimensions

RoomLevelDimensions
Full bathroomBasement
Full ensuite bathroomMain level
Full bathroomMain level
StorageBasement15'11'' x 13'11''
KitchenBasement13'6'' x 20'9''
FoyerMain level9'8'' x 9'0''
BedroomBasement16'7'' x 13'5''
Utility roomBasement8'7'' x 6'6''
Family roomBasement13'3'' x 16'0''
BedroomMain level8'11'' x 11'2''
BedroomMain level11'3'' x 11'2''
Primary BedroomMain level12' x 12'1''
Living roomMain level17'2'' x 12'10''
KitchenMain level14'10'' x 14'11''

Listing Information

MLS®
10374940
Listed
February 10, 2026
Time on market
On the market for 202 days
Data last synced
August 30, 2026

Listing provided by: Stonehaus Realty Corp. · Data source: CREA DDF.

Description

A home that offers the space, flow, and flexibility you’ve been waiting for. This 4 bedroom, 3 bathroom home features a self-contained in-law suite in a walk-out basement and sits on an expansive 19,600 sq ft (nearly half-acre) lot, offering rare space and privacy in an established neighbourhood. The main floor includes three full-size bedrooms, main-floor laundry, and a bright, open living space anchored by a newly updated, spacious kitchen. The kitchen flows seamlessly through the dining and living areas and out to a covered deck, creating an easy transition between indoor and outdoor living. Natural light fills the home throughout, and a large mudroom adds excellent everyday functionality. The walk-out basement is ideal for extended family, guests, or in-laws and includes a functional kitchen, a generous primary bedroom, a new bathroom, a den, and ample storage. Outside, enjoy irrigated garden beds, a greenhouse, workshop/tool shed, outdoor patio, carport, and multiple storage options. The oversized fenced yard backs onto a greenbelt park, offering a peaceful setting and added privacy. Ideally located within walking distance to downtown, shopping, schools, parks, the library, transit, and community amenities, this property delivers space, convenience, and versatility in a location designed for everyday living. (id:63159)

Values & Trends

This listing

$212/sqft

Building average

No other active listings in this building

Creston average

$312/sqft

54 active listing(s)

Parking: 12 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 57%

Wind NW 10 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

5,583

(2021 Census)

+4.1% since 2016

Density: 663.9/km²

Dwellings: 2,810

Median household income: $58,800

After-tax: $54,400

Immigrant population: 11.8%

Top countries of origin (% of total population)

  • United Kingdom2.2% · 125
  • United States of America1.8% · 100
  • Germany1.1% · 60
  • Netherlands0.7% · 40
  • China0.6% · 35
  • Hungary0.4% · 20
  • Poland0.4% · 20
  • Mexico0.3% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

63

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Kootenay River SecondarySecondary524 m
Adam Robertson ElementaryElementary1.1 km
Kootenay Valley Christian School(Independent)Elementary/Middle2.4 km
Yaqan Nukiy School(Independent)Elementary2.8 km
Erickson ElementaryElementary3.1 km
Canyon/Lister ElementaryElementary4.5 km
Mormon Hills Elementary Secondary(Independent)Elementary/Middle10.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • The Bay Leaf · 1403 Canyon Street432 m
  • Buffalo Trails Coffee Shop · 1417 Canyon Street441 m
  • Indian Curry King Takeout · 1521 Canyon Street462 m
  • Sun R Chinese Restaurant · 1510 Canyon Street509 m
  • Basasak · 1821 Canyon Street651 m

Cafes (5+)

  • Black Stone Cafe · 1521 Cook Street390 m
  • Unnamed462 m
  • The Brunch Club & Coffee Bar · 1015 Canyon Street495 m
  • Creston Food Junction · 113 10th Avenue North561 m
  • Fly In The Fibre Cafe & Gifts · 139 10th Avenue North646 m

Grocery (1)

  • Pealow's Your Independent Grocer · 1501 Cook Street275 m

Parks (5+)

  • Millennium Park170 m
  • Unnamed197 m
  • ʔak̓uǂni (Ah-kooth-nee) Park · 1103 Cook Street341 m
  • Canyon Street Park435 m
  • Canyon Street Walkthrough Park461 m

Shopping (2)

  • The Bargain Shop · 1119 Canyon Street447 m
  • Creston Card & Stationary · 1124 Canyon Street494 m

Gyms (2)

  • Embody Movement Studio · 1217 Canyon Street442 m
  • Iron Soul Fitness · 140 10 Avenue N648 m

Pharmacies (2)

  • Pharmasave · 1118 Canyon Street489 m
  • Shoppers Drug Mart · 1030 Canyon Street499 m

Banks & ATMs (5+)

  • CIBC · 1135 Canyon Street439 m
  • Unnamed448 m
  • Unnamed524 m
  • RBC · 1008 Canyon Street537 m
  • Creston & District Credit Union · 140 11th Avenue North580 m

Nearby places data: © OpenStreetMap contributors.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 5.4% ($29,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$439,200.00
Periodic payment — Principal & Interest (monthly)$2,833.57
Additional monthly expenses (strata, tax, utilities, etc.)$578.26
Total monthly cost$3,411.83
Interest paid over 5-yr term$125,875.98
Balance at end of term$395,061.82

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,900
Stress test qualifying rate8.09%
Payment you must qualify for$3,991.70

Cash Needed at Closing

Minimum down payment$29,900
Estimated BC PTT$8,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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