Property Type: Detached HouseOwnership: Freehold

12293 CARDINAL STREET

Mission, BC V4S1L3

$1,549,000

3 bed3 bath20 parking3,616 sqftBuilt 1993
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Property Details

Property & Lot

Sub-type
House
Lot size
259,182 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,550.02 (2025)

Interior

Basement
Finished, Full
Heating
Forced air, Electric
Fireplace
Yes (1)

Exterior & Lot

View
View

Parking

Total spaces
20 — covered indicated
Features
Detached Garage, Garage, RV

Listing Information

MLS®
R3052405
Listed
September 25, 2025
Time on market
On the market for 340 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal LePage Sterling Realty · Data source: CREA DDF.

Description

Seeking privacy, tranquility & need space for a home business or to house all your toys? From the moment you come up the private driveway & come through the electric gate you will know this is a special property. Beyond the gate lies a 300k 30' x 64' shop with its own 1200 amp power. Adjacent to the shop are two 40' & two 50' food grade SS insulated trailers for all your storage solutions. The home itself is a large rancher with a full unfinished basement. Features include 200 amp service, a partially covered, huge wrap around deck with glass railing, 2-car attached garage, wood F/P with stone accents, laminate flooring, sunken living room, large primary bedroom with walk in closet and full ensuite bath. Down has a safe room & awaits your finishing ideas or great for storage. (id:63159)

Values & Trends

This listing

$428/sqft

Building average

No other active listings in this building

Mission average

$550/sqft

266 active listing(s)

Parking: 20 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Mission

Monthly figures from the Fraser Valley Real Estate Board for Mission detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$934,800

Jul 2026

Average Sale Price

$901,600

Jul 2026

Monthly Sales

36

Jul 2026

Active Listings

235

Jul 2026

Sales-to-Active Ratio

15.0%

Jul 2026

Median Days to Contract

32 days

Jul 2026

MLS® HPI Benchmark Price

$1,331,900
$885,800
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Abbotsford

Clear

14°C

Clear

Humidity 87%

Wind S calm km/h

Tonight

13°

Tuesday

21°

Tuesday night

13°

Wednesday

20°

Wednesday night

11°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

41,519

(2021 Census)

+7.7% since 2016

Density: 182.9/km²

Dwellings: 14,701

Median household income: $98,000

After-tax: $87,000

Immigrant population: 16.9%

Top countries of origin (% of total population)

  • India5.2% · 2,160
  • United Kingdom2.3% · 975
  • United States of America0.8% · 330
  • Philippines0.8% · 330
  • Germany0.6% · 265
  • Netherlands0.4% · 175
  • Viet Nam0.4% · 160
  • China0.3% · 145

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Stave Falls ElementaryElementary6.4 km
Valley Christian School(Independent)Elementary6.9 km
Edwin S Richards ElementaryElementary7.8 km
Albert McMahon ElementaryElementary7.9 km
Seminary of Christ the King(Independent)Secondary7.9 km
Hillside Traditional AcademyElementary8.2 km
Cherry Hill ElementaryElementary8.3 km
Hatzic ElementaryElementary8.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Mission (SD75)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($309,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,239,200.00
Periodic payment — Principal & Interest (monthly)$7,994.90
Additional monthly expenses (strata, tax, utilities, etc.)$810.17
Total monthly cost$8,805.07
Interest paid over 5-yr term$355,158.28
Balance at end of term$1,114,664.41

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$309,800
Stress test qualifying rate8.09%
Payment you must qualify for$9,529.01

Cash Needed at Closing

Minimum down payment$309,800
Estimated BC PTT$28,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$340,280

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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