Property Type: Detached HouseOwnership: Freehold

1230 Philpott Road

Kelowna, BC V1P1J7

$2,279,000

1 bed1 bath2 parking884 sqftBuilt 1984
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
12.55 acres
Frontage
551 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$0

Interior

Heating
Baseboard heaters, Stove, Electric, See remarks, Wood
Fireplace
Yes (1)
Fireplace type
Free Standing Metal

Exterior & Lot

View
Mountain view, Valley view, View (panoramic)

Building

Foundation
Block
Roof
Metal, Unknown

Parking

Total spaces
2 — covered indicated
Features
Detached Garage, Oversize, See Remarks, Heated Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
Primary BedroomSecond level10'1'' x 18'3''
Full bathroomMain level10'7'' x 5'6''
KitchenMain level12'2'' x 9'8''
Dining roomMain level12'2'' x 8'5''
Living roomMain level11'10'' x 18'1''

Listing Information

MLS®
10395082
Listed
July 17, 2026
Time on market
On the market for 45 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Turnkey income-producing property with established business operations and significant expansion potential. 1230 Philipott Road is a rare opportunity to acquire a revenue-generating acreage already performing as a short-term rental and event-based business, with financials available to qualified buyers. Generating approximately $125,000 annually from cabin rentals alone, with over $81,000 in confirmed bookings and projected income exceeding $150,000 this year. The property is improved with cabins, RV Parking, upgraded water infrastructure, and new septic systems, creating multiple stable revenue streams. The property is ideally suited for weddings, retreats, and private events, featuring a dedicated outdoor venue space with bar service area and seating capacity for up to 100 guests. Event revenue potential ranges from $10,000–$20,000 per booking, with active inquiries already in place. Additional infrastructure includes a large shop, multiple access points, full perimeter fencing and gating, irrigation, lighting, and ample on-site parking for 50+ vehicles—supporting both current operations and future growth. This offering is best suited for investors or owner-operators seeking a commercial-style asset with diversified income streams, including accommodations, RV rentals, events, and ancillary revenue opportunities such as storage, agricultural use, and service-based add-ons. Proven performance and the potential to exceed $250,000+ annually. (id:63159)

Values & Trends

This listing

$2,578/sqft

Building average

No other active listings in this building

Joe Rich average

$493/sqft

16 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Black Mountain ElementaryElementary15.1 km
Ellison ElementaryElementary15.6 km
Rutland ElementaryElementary16.5 km
South Rutland ElementaryElementary17.0 km
Rutland Senior SecondaryElementary17.1 km
Rutland Middle SchoolMiddle17.3 km
Belgo Elementary SchoolElementary17.6 km
Pearson Road ElementaryElementary18.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($455,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,823,200.00
Periodic payment — Principal & Interest (monthly)$11,762.67
Additional monthly expenses (strata, tax, utilities, etc.)$44.00
Total monthly cost$11,806.67
Interest paid over 5-yr term$522,534.36
Balance at end of term$1,639,974.30

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$455,800
Stress test qualifying rate8.09%
Payment you must qualify for$14,019.77

Cash Needed at Closing

Minimum down payment$455,800
Estimated BC PTT$46,370
Legal / closing costs (typical estimate)$1,500
Total cash needed$503,670

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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