Property Type: Detached HouseOwnership: Freehold

124 97C Highway

Ashcroft, BC V0K1A0

$375,000

2 bed2.5 bath1,275 sqftBuilt 1953
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.78 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,416.07

Interior

Heating
Forced air, See remarks
Cooling / A/C
See Remarks
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Building

Roof
Other, Unknown

Parking

Features
RV, Additional Parking

Room Dimensions

RoomLevelDimensions
2pc BathroomBasement
Utility roomBasement15' x 13'
MediaBasement136' x 17'8''
OfficeMain level12'2'' x 14'
BedroomMain level11'1'' x 10'3''
4pc BathroomMain level
Primary BedroomMain level9'3'' x 12'10''
Living roomMain level11' x 15'7''
KitchenMain level18'5'' x 15'5''

Listing Information

MLS®
10379857
Listed
March 17, 2026
Time on market
On the market for 167 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kamloops · Data source: CREA DDF.

Description

Set on a generous 0.79-acre (43,500 sq ft) lot, this property offers a rare combination of space, privacy, and convenience — all within easy walking distance to downtown Ashcroft. The fully fenced front yard is beautifully established with mature perennials, fruit trees, underground irrigation, and plenty of space for gardening enthusiasts. If you enjoy growing your own food or creating a landscaped outdoor retreat, this property offers excellent garden areas with room to expand. A detached shop with additional storage provides great space for projects or equipment. The upper portion of the property is flat and open, making it ideal for building a larger shop or creating extra parking for RVs, boats, and other toys. Inside, the main floor features 2 bedrooms and 1 bathroom, along with a3rd room that could easily serve as another bedroom, office, or rec-room. The kitchen sits conveniently near the main entry, while the living room offers a warm and inviting space with a gas fireplace and sliding doors that lead out to the front yard. An additional storage room adds practical everyday function. Downstairs you’ll find even more usable space including a basement entry area, pool table, sauna, a 2-piece bathroom and lots of extra storage area. If you’re looking for a large lot close to town with room for gardens, a shop, and space to grow, this could be the perfect opportunity to create your own private retreat in Ashcroft. (id:63159)

Values & Trends

This listing

$294/sqft

Building average

No other active listings in this building

Ashcroft average

$284/sqft

17 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Cache Creek

21°C

Humidity 44%

Wind SSW 4 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

1,670

(2021 Census)

+7.2% since 2016

Density: 32.8/km²

Dwellings: 876

Median household income: $63,600

After-tax: $59,600

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom3% · 50
  • United States of America2.4% · 40
  • Germany1.2% · 20
  • Netherlands0.9% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Desert Sands Community SchoolK-121.2 km
Cache Creek ElementaryElementary10.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Ashcroft Bakery & Coffee Shop · 151 3rd Street310 m

Parks (2)

  • Unnamed433 m
  • Heritage Place Park592 m

Shopping (1)

  • FIELDS · 350 Railway Avenue310 m

Pharmacies (1)

  • I.D.A. · 210 Railway Avenue209 m

Banks & ATMs (1)

  • Interior Savings · 201 Railway Avenue237 m

Nearby places data: © OpenStreetMap contributors.

School district: Gold Trail (SD74)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($18,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$300,000.00
Periodic payment — Principal & Interest (monthly)$1,935.50
Additional monthly expenses (strata, tax, utilities, etc.)$348.67
Total monthly cost$2,284.17
Interest paid over 5-yr term$85,980.86
Balance at end of term$269,850.97

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$18,750
Stress test qualifying rate8.09%
Payment you must qualify for$2,739.44

Cash Needed at Closing

Minimum down payment$18,750
Estimated BC PTT$5,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,750

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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