Property Type: Detached HouseOwnership: Freehold

1242 Horse Creek Road S

Golden, BC V0A1H7

$825,000

5 bed2 bath11 parking2,228 sqftBuilt 1978
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
2.29 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,150.76

Interior

Heating
Baseboard heaters, Electric
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Hardwood, Laminate, Carpeted, Ceramic Tile, Vinyl

Exterior & Lot

Exterior features
Wood, Other
View
Mountain view

Building

Roof
Metal, Unknown

Parking

Total spaces
11 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Full bathroomLower level7'1'' x 8'4''
FoyerLower level2'8'' x 11'0''
Laundry roomLower level6'0'' x 7'6''
BedroomLower level9'3'' x 10'7''
BedroomLower level11'11'' x 13'4''
BedroomLower level13'1'' x 16'7''
FoyerLower level3'9'' x 6'7''
Full bathroomMain level7'3'' x 10'0''
BedroomMain level10'4'' x 11'3''
Primary BedroomMain level11'4'' x 11'3''
Dining nookMain level11'4'' x 10'3''
KitchenMain level11'9'' x 8'0''
Dining roomMain level11'9'' x 10'10''
Living roomMain level13'10'' x 17'11''

Listing Information

MLS®
10395102
Listed
July 17, 2026
Time on market
On the market for 45 days
Data last synced
August 28, 2026

Listing provided by: PG Direct Realty · Data source: CREA DDF.

Description

Visit REALTOR website for additional information. Welcome to your family’s country retreat, where the peace of rural living meets the convenience of being just a 10-minute drive from town. Set on 2.29 level acres with breathtaking mountain views, this beautifully renovated home offers more than 2,179 sqft of comfortable, move-in-ready living space. With five spacious bedrooms and 2 full bathrooms spread across two levels, there is plenty of room for growing families, visiting guests, or a home office. Outside, the partially fenced property—previously home to horses and chickens—is perfectly suited for a hobby farm, gardens, and endless outdoor adventures for children and pets alike. The single garage now serves as a versatile workshop and can easily be converted back to garage space if desired, while a new storage shed provides ample room for tools, equipment, and recreational gear. A 20 x 30 x 12 ft white canvas shelter on concrete pilings offers additional vehicle shop space. The old storage barn serves as additional storage for garden, farm or recreational equipment. *within Nicholson Fire Protection *school bus-stop nearby *weekly garbage pickup available from your doorstep, enjoy the natural beauty and tranquility of the nearby Columbia Wetlands, where every day feels like a getaway. (id:63159)

Values & Trends

This listing

$370/sqft

Building average

No other active listings in this building

South Hwy 95 average

$511/sqft

17 active listing(s)

Parking: 11 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

11°C

Mostly Cloudy

Humidity 100%

Wind NNE 4 km/h

Tonight

Tuesday

24°

Tuesday night

11°

Wednesday

23°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

3,986

(2021 Census)

+7.5% since 2016

Density: 351.8/km²

Dwellings: 1,892

Median household income: $87,000

After-tax: $76,000

Immigrant population: 11.3%

Top countries of origin (% of total population)

  • United Kingdom2.5% · 100
  • India1.9% · 75
  • Philippines1.4% · 55
  • United States of America1.1% · 45
  • Germany0.8% · 30
  • Italy0.5% · 20
  • France0.4% · 15
  • Netherlands0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Nicholson ElementaryElementary4.3 km
Alexander Park ElementaryElementary10.7 km
Golden SecondarySecondary10.8 km
La ConfluenceElementary11.1 km
Golden Alternate SchoolSecondary11.2 km
Lady Grey ElementaryElementary11.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($57,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$660,000.00
Periodic payment — Principal & Interest (monthly)$4,258.10
Additional monthly expenses (strata, tax, utilities, etc.)$373.56
Total monthly cost$4,631.66
Interest paid over 5-yr term$189,157.90
Balance at end of term$593,672.13

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$57,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,901.81

Cash Needed at Closing

Minimum down payment$57,500
Estimated BC PTT$14,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$73,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information