Property Type: Detached HouseOwnership: Freehold

1246 OXFORD STREET

White Rock, BC V4B5G8

$1,749,000

4 bed4 bath5 parking3,264 sqftBuilt 1983
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Property Details

Property & Lot

Sub-type
House
Lot size
3,869 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$9,036 (2026)

Interior

Basement
Finished, Full
Heating
Electric, Natural gas
Fireplace
Yes (3)

Exterior & Lot

View
Ocean view
Waterfront
Waterfront

Parking

Total spaces
5 — covered indicated
Features
Garage

Listing Information

MLS®
R3154556
Listed
August 11, 2026
Time on market
On the market for 21 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Nu Stream Realty Inc. · Data source: CREA DDF.

Description

An exceptional waterfront residence set on a prominent corner lot in one of White Rock's most desirable locations. Originally designed and built by an architect for personal family residence. Recent significant renovations by current owners. Home is designed to complement the natural hillside landscape. This location captures panoramic ocean views. Retractable outdoor awning on main deck invite year-round outdoor/indoor living. You will be amazed at the ever-changing coastline. Just moments from the beach, White Rocks famous pier, waterfront promenade, cafés, and restaurants and very friendly neighborhood. This is more than a home-it's a rare coastal lifestyle. Call for Details, Come and Discover!!! (id:63159)

Values & Trends

This listing

$536/sqft

Building average

No other active listings in this building

White Rock average

$787/sqft

147 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — White Rock

Monthly figures from the Fraser Valley Real Estate Board for White Rock detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,578,300

Jul 2026

Average Sale Price

$1,713,071

Jul 2026

Monthly Sales

7

Jul 2026

Active Listings

151

Jul 2026

Sales-to-Active Ratio

5.0%

Jul 2026

Median Days to Contract

11 days

Jul 2026

MLS® HPI Benchmark Price

$2,030,000
$1,578,300
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

17°C

Humidity 80%

Wind SW calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

21,939

(2021 Census)

+10% since 2016

Density: 4,243.5/km²

Dwellings: 11,541

Median household income: $73,000

After-tax: $65,000

Immigrant population: 29%

Top countries of origin (% of total population)

  • United Kingdom4.6% · 1,020
  • China4.4% · 965
  • India3% · 650
  • United States of America1.8% · 395
  • Philippines1.5% · 330
  • Germany1% · 220
  • Taiwan0.6% · 135
  • South Africa, Republic of0.5% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

41

5/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
White Rock ElementaryElementary893 m
St John Paul II Academy(Independent)Secondary913 m
H T Thrift ElementaryElementary965 m
Semiahmoo SecondaryElementary1.1 km
Bayridge ElementaryElementary1.5 km
Newbridge Academy(Independent)Elementary1.6 km
Jessie Lee ElementaryElementary2.0 km
Earl Marriott SecondaryElementary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Westbound Buena Vista Ave @ Oxford St128 m
Westbound Marine Dr @ Oxford St192 m
Eastbound Marine Dr @ Oxford St203 m
Westbound Buena Vista Ave @ Beach View Ave259 m
Eastbound Thrift Ave @ Oxford St270 m

Nearby Places

Restaurants (5+)

  • West Beach Bar & Grill · 110 Elm Street267 m
  • Cosmos Greek Restaurant · 14871 Marine Drive301 m
  • Spicy Pier · 14945 Marine Drive432 m
  • Sushi Iwa · 14959 Marine Drive461 m
  • India Chaat House & Restaurant · 14981 Marine Drive503 m

Cafes (5+)

  • Zen Tea House · 14807 Marine Drive204 m
  • Whitby's Coffee House · 14829 Marine Drive231 m
  • Sea Side Coffee · 14849 Marine Drive251 m
  • The Wafflers · 14909 Marine Drive369 m
  • The White Coffee & Ice Cream · 14909 Marine Drive387 m

Parks (5+)

  • Hughes Park187 m
  • Vidal Street Greenbelt308 m
  • Unnamed390 m
  • Bay Street Greenbelt424 m
  • Bayview Park · 14586 Marine Drive496 m

Gyms (2)

  • West Beach Pilates Studio · 14899 Marine Drive347 m
  • The Beach Club · 15047 Marine Drive621 m

Banks & ATMs (1)

  • Unnamed208 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($349,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,399,200.00
Periodic payment — Principal & Interest (monthly)$9,027.16
Additional monthly expenses (strata, tax, utilities, etc.)$916.00
Total monthly cost$9,943.16
Interest paid over 5-yr term$401,014.74
Balance at end of term$1,258,584.93

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$349,800
Stress test qualifying rate8.09%
Payment you must qualify for$10,759.36

Cash Needed at Closing

Minimum down payment$349,800
Estimated BC PTT$32,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$384,280

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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