Property Type: Mobile / ManufacturedOwnership: Strata

1249 Bernie Road Unit# 43

Sicamous, BC V0E2K0

$749,000

2 bed1 bath3 parking552 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
Manufactured Home
Stories
1
Lot size
0.89 acres

Ownership & Fees

Property type
Mobile / Manufactured
Ownership
Strata
Strata / maintenance fee
$42/mo
Annual property tax
$1,337.48

Interior

Heating
Forced air, Electric
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Carpeted, Vinyl

Exterior & Lot

View
Lake view, Mountain view, View (panoramic)
Waterfront
Waterfront on lake

Building

Foundation
None
Roof
Metal, Unknown

Parking

Total spaces
3 — uncovered indicated
Features
Additional Parking

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
3pc BathroomMain level6'0'' x 6'0''
BedroomMain level7'6'' x 13'0''
Primary BedroomMain level7'6'' x 14'0''
KitchenMain level8'0'' x 16'0''
Dining roomMain level14'0'' x 12'0''
Living roomMain level15'0'' x 14'0''

Listing Information

MLS®
10393700
Listed
August 11, 2026
Time on market
On the market for 20 days
Data last synced
August 28, 2026

Listing provided by: REMAX Shuswap · Data source: CREA DDF.

Description

Your Perfect Shuswap Dream Awaits in Beautiful Annis Bay-Perfect for your year-Round Living or Recreational Getaway! Why just visit the Shuswap when you can call it home? This Beautiful Annis Bay property offers the opportunity to enjoy the Shuswap lifestyle 12 months of the year, whether you're searching for a full time residence, family retreat or future dream-home locations. Enjoy beautiful Lake views, your own private doc and separate buoy, all just a short jaunt from the property. The massive lot provides incredible flexibility, with plenty of room for boats, RV's, trailers and all of your recreational toys. Enjoy the existing property, expand it, or explore the possibilities of creating your future dream home. A large shop with 200amp service provides excellent storage and plenty of space for hobbies, projects and equipment. Imagine Summers on the Lake, Colourful Shuswap falls, Peaceful winters and Spring days surrounded by nature. Whether you're looking for your permanent home, a four season family retreat or a property with exciting future potential, Annis bay is ready to welcome you (id:63159)

Values & Trends

This listing

$1,357/sqft

Building average

No other active listings in this building

Sicamous average

$381/sqft

11 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

2,613

(2021 Census)

+7.6% since 2016

Density: 204.1/km²

Dwellings: 1,905

Median household income: $65,000

After-tax: $60,400

Immigrant population: 5.7%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 40
  • United States of America1% · 25
  • Germany0.6% · 15
  • Italy0.4% · 10
  • Netherlands0.4% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Eagle River SecondaryK-129.1 km
Parkview Elementary SchoolElementary9.1 km
North Canoe ElementaryElementary11.3 km
Shuswap SDA(Independent)Elementary/Middle12.7 km
South CanoeElementary/Middle14.4 km
Salmon Arm SecondarySecondary14.7 km
South Broadview ElementaryElementary15.1 km
Bastion ElementaryElementary15.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($49,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$599,200.00
Periodic payment — Principal & Interest (monthly)$3,865.84
Additional monthly expenses (strata, tax, utilities, etc.)$181.13
Total monthly cost$4,046.96
Interest paid over 5-yr term$171,732.44
Balance at end of term$538,982.34

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$49,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,375.83

Cash Needed at Closing

Minimum down payment$49,900
Estimated BC PTT$12,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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