12531 Ponderosa Drive
Lake Country, BC V4V2G9
$399,900
Property Details
Property & Lot
- Sub-type
- Other
- Lot size
- 0.31 acres
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Annual property tax
- $2,683
Interior
- Fireplace
- None
Exterior & Lot
- View
- Lake view, Mountain view, Valley view, View of water, View (panoramic)
Listing Information
- MLS®
- 10395794
- Listed
- July 31, 2026
- Time on market
- On the market for 31 days
- Data last synced
- August 28, 2026
Listing provided by: REMAX Kelowna · Data source: CREA DDF.
Description
Build your dream home on this beautiful 0.31-acre lot, ideally situated on a quiet no-thru road in the heart of Lake Country. Enjoy stunning views of Wood Lake and the surrounding mountains while creating a home that's perfectly suited to your lifestyle. Nature lovers will appreciate the nearby walking trails leading to Wood Lake, offering easy access to the outdoors right from your neighbourhood. Conveniently located just **4 minutes** from Lakewood Mall and Turtle Bay Crossing for shopping, dining, and everyday essentials, and only **8 minutes** to the heart of Winfield. With easy access to both Kelowna and Vernon, this is the perfect opportunity to enjoy peaceful living without sacrificing convenience. (id:63159)
Location Insights
Weather
Nearest station: Kelowna
12°C
Clear
Humidity 88%
Wind ENE 5 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
15,817
(2021 Census)
+22.4% since 2016
Density: 129.5/km²
Dwellings: 6,852
Median household income: $98,000
After-tax: $87,000
Immigrant population: 11.7%
Top countries of origin (% of total population)
- United Kingdom2.7% · 425
- Germany1.3% · 200
- United States of America1% · 160
- India0.8% · 120
- South Africa, Republic of0.3% · 55
- Philippines0.3% · 55
- Netherlands0.3% · 50
- Russian Federation0.2% · 35
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Davidson Road Elementary | Elementary | 2.2 km |
| George Elliot Secondary | Secondary | 3.8 km |
| Peter Greer Elementary | Elementary | 4.0 km |
| HS Grenda Middle School | Middle | 4.1 km |
| Oyama Traditional School | Elementary | 5.5 km |
| Aberdeen Hall Preparatory School(Independent) | K-12 | 14.5 km |
| Ellison Elementary | Elementary | 14.6 km |
| North Glenmore Elementary | Elementary | 15.4 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Central Okanagan (SD23)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.