Property Type: Detached HouseOwnership: Freehold

12560 90 AVENUE

Surrey, BC V3V1B8

$2,349,000

8 bed7 bath10 parking4,587 sqftBuilt 2020
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Property Details

Property & Lot

Sub-type
House
Lot size
7,934 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,663 (2025)

Interior

Basement
Finished, Full
Heating
Radiant heat
Fireplace
Yes (2)

Parking

Total spaces
10 — covered indicated
Features
Garage, Other

Listing Information

MLS®
R3118425
Listed
May 4, 2026
Time on market
On the market for 119 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Century 21 Coastal Realty Ltd. · Data source: CREA DDF.

Description

Luxury Living in Prime Surrey Location! Welcome to this stunning 2020-built custom home on a 7,921 sq ft lot with back lane access, offering almost 5,000 sq ft of elegant living space. Designed with high-end finishes throughout, this home features Control-4 Smart automation, air conditioning, and a functional modern layout. A standout feature is the two separate 2-bedroom + 2-bedroom rental suites, each with private access-perfect mortgage helpers and strong income potential. Located in a highly desirable area close to schools, parks, shopping, and transit, this home offers the perfect blend of luxury, functionality, and investment value.Shopping & Highway access in minutes.Wont Last long. SHOWING BY APPOINTMENT (id:63159)

Values & Trends

This listing

$512/sqft

Building average

No other active listings in this building

Surrey average

$691/sqft

1844 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,325,500

Jul 2026

Average Sale Price

$1,364,812

Jul 2026

Monthly Sales

61

Jul 2026

Active Listings

692

Jul 2026

Sales-to-Active Ratio

9.0%

Jul 2026

Median Days to Contract

43 days

Jul 2026

MLS® HPI Benchmark Price

$1,793,500
$1,325,500
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Mainly Clear

16°C

Mainly Clear

Humidity 78%

Wind S 3 km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

44

5/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
David Brankin ElementaryElementary675 m
Senator Reid ElementaryElementary700 m
Kirkbride ElementaryElementary839 m
L.A. Matheson SecondarySecondary1.2 km
Immaculate Conception School(Independent)Elementary1.3 km
Sikh Academy(Independent)Elementary/Middle1.3 km
Betty Huff ElementaryElementary1.3 km
Kennedy Trail ElementaryElementary1.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Westbound 88 Ave @ 12400 Block374 m
Eastbound 88 Ave @ 12500 Block395 m
Westbound 88 Ave @ 126 St403 m
Eastbound 88 Ave @ 12400 Block429 m
Westbound 88 Ave @ 12300 Block449 m

Nearby Places

Restaurants (2)

  • Sam's Chaat House250 m
  • Pizza Hut264 m

Cafes (1)

  • Tim Hortons · 12467 88 Avenue360 m

Grocery (1)

  • Walmart Supercentre · 12451 88 Avenue160 m

Parks (1)

  • Robertson Drive Park471 m

Shopping (1)

  • Smartcentres Surrey (W), BC · 12549 88 Avenue182 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($469,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,879,200.00
Periodic payment — Principal & Interest (monthly)$12,123.96
Additional monthly expenses (strata, tax, utilities, etc.)$950.92
Total monthly cost$13,074.88
Interest paid over 5-yr term$538,584.12
Balance at end of term$1,690,346.48

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$469,800
Stress test qualifying rate8.09%
Payment you must qualify for$14,450.39

Cash Needed at Closing

Minimum down payment$469,800
Estimated BC PTT$48,470
Legal / closing costs (typical estimate)$1,500
Total cash needed$519,770

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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