Property Type: Detached HouseOwnership: Freehold

12595 Adams Lake West Forest Service Road

Adams Lake, BC V0E2E0

$247,000

2 bed1 bath960 sqftBuilt 1996
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
10.2 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$930

Interior

Heating
Radiant heat, Stove, Radiant/Infra-red Heat, See remarks, Wood
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Carpeted, Linoleum

Exterior & Lot

Exterior features
Vinyl siding

Building

Foundation
See Remarks
Roof
Metal, Unknown

Room Dimensions

RoomLevelDimensions
PantryMain level7' x 10'
4pc BathroomMain level8'6'' x 9'
BedroomMain level10' x 12'
Primary BedroomMain level12' x 12'
Living roomMain level12' x 18'
Dining roomMain level10'7'' x 12'
KitchenMain level9'6'' x 12'

Listing Information

MLS®
10380307
Listed
March 22, 2026
Time on market
On the market for 163 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Integrity Realty · Data source: CREA DDF.

Description

Perfect Get-A-Way from it ALL!!! Live or Recreate completely off grid but with solar battery power (need batteries), running water, (water license from Monashee Creek), propane or wood heating, full bath, fridge, propane gas stove, stacking washer & dryer (dryer has not been hooked up or vented), propane hot water heater. Home located just 10 min from the North End of Adams Lake. 47 kms from Vavenby, BC or 69.5 kms from Agate Bay. Completely surrounded by all that nature has to offer: trees, fresh air, quiet solitude. Small Overflow from Creek wanders through the property and is a best resource for the garden, small chicken house and pen for those farm fresh eggs or that roasted chicken dinner on Sunday. This is a bit of homesteading with many riches not afforded to the first homesteaders. Connection to the outside world via Explornet full satellite series with a telephone. Works great with cell phone, texting, emailing, pictures. Just like down town but the quiet, the wonderful quiet is overwhelming comfort. Call Listing Agent to set up your personal tour of Getting-A-Way from it All! If Buyer so wishes all furnishing can remain. No extra charge. Move in ready!!!! (id:63159)

Values & Trends

This listing

$257/sqft

Building average

No other active listings in this building

Adams Lake average

$473/sqft

9 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Vavenby ElementaryElementary23.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($12,350) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$197,600.00
Periodic payment — Principal & Interest (monthly)$1,274.85
Additional monthly expenses (strata, tax, utilities, etc.)$125.50
Total monthly cost$1,400.35
Interest paid over 5-yr term$56,632.73
Balance at end of term$177,741.84

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$12,350
Stress test qualifying rate8.09%
Payment you must qualify for$1,804.38

Cash Needed at Closing

Minimum down payment$12,350
Estimated BC PTT$2,940
Legal / closing costs (typical estimate)$1,500
Total cash needed$16,790

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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