Property Type: Land / LotOwnership: Freehold

12608 Highway 3A Highway Lot# Parcel C

Boswell, BC V0B1A0

$1,250,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
13.25 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,900

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10372426
Listed
January 21, 2026
Time on market
On the market for 222 days
Data last synced
August 28, 2026

Listing provided by: LandQuest Realty Corp. (Interior) · Data source: CREA DDF.

Description

Beautiful lakeside acreage on the East Shore of Kootenay Lake near the community of Boswell. This very scenic 13.25 acre property has just under 1 acre of land on the lakeside of the hwy with approx. 300 feet of quality lakeshore + 7 acres of farm land that is mostly flat / gently sloping between the hwy and Hepher Rd with numerous mature fruit trees + almost 5 acres of sloped partially treed land above Hepher Rd that backs onto crown land with quad trail access up the mountain. On the lower lakeside portion of the land accessed via driveway off the hwy is a power shed with an RV hook up and external outlet powering an adjacent summer kitchen structure (21 feet x 10 feet). This is the ideal setup to enjoy your private beach area. A small removable dock structure is included in the sale. The ""middle"" portion of the land is accessible off both the hwy and Hepher Rd. There are some amazing building sites here with expansive lake and mountain views. The land has both an irrigation license as well as a domestic water license offering the potential to enjoy the perks for acreage living - gardens, fruit trees, horses etc. The land here is flat / gently sloping and mostly cleared. The upper portion of the land is sloping and offers direct crown land access and all the back country recreational opportunities that come with it. A logging road (private to this property) zig zags up the land and onto the crown land above. Great quadding, mtn biking, hiking and wildlife viewing. The zoning allows a house and or duplex + accessory structures likes shops, barns, RV use and or a cabin for guest and or short-term rentals. The property is also in the ALR and both zoning and ALR allow for various agricultural commercial uses such as a farm stand. All interested buyers should confirm their exact plans work with both the zoning and ALR guidelines. (id:63159)

Location Insights

Weather

Nearest station: Nelson

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Crawford Bay Elem-SecondaryK-1223.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($100,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,000,000.00
Periodic payment — Principal & Interest (monthly)$6,451.66
Additional monthly expenses (strata, tax, utilities, etc.)$158.33
Total monthly cost$6,609.99
Interest paid over 5-yr term$286,602.87
Balance at end of term$899,503.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$100,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,843.10

Cash Needed at Closing

Minimum down payment$100,000
Estimated BC PTT$23,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$124,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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