Property Type: DuplexOwnership: Strata

12612 Giants Head Road Unit# 3

Summerland, BC V0H1Z7

$454,000

2 bed3 bath2 parking1,226 sqftBuilt 1998
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Property Details

Property & Lot

Sub-type
Duplex
Stories
2

Ownership & Fees

Property type
Duplex
Ownership
Strata
Strata / maintenance fee
$250/mo
Annual property tax
$2,707.53

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, Additional Parking

Restrictions & Policies

Pets
Allowed with restrictions
Age / occupancy
Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherBasement45'9'' x 28'5''
OtherBasement9'9'' x 12'7''
3pc BathroomBasement6'1'' x 8'3''
Primary BedroomMain level15'6'' x 12'1''
Living roomMain level13'8'' x 15'1''
KitchenMain level17'2'' x 12'1''
Dining roomMain level8'11'' x 15'4''
BedroomMain level10'9'' x 13'
4pc BathroomMain level9'3'' x 5'8''
3pc Ensuite bathMain level5'11'' x 8'2''

Listing Information

MLS®
10394432
Listed
July 13, 2026
Time on market
On the market for 49 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Locations West · Data source: CREA DDF.

Description

Giants Head Road, lands right at the base of Giants Head Mountain, this amazing mountain has hiking and biking trails for all. The location is walking distance to the Downtown core, Nester Market Place, coffee shops, restaurants, as well as IGA shopping centre. This 2 bedroom 2 bathroom Bungalo Duplex has plenty of space for all of your projects, with a spacious 2 bedroom 1 bathroom open concept basement down for your sewing room, wine making room, painting murals, man/woman cave or wherever your imagination takes you, there is room enough to let it flow. Cozy up by the fireplace with your favourite glass of Summerland wine throughout the year. For all the car enthusiasts this also comes with a single car garage. Plus there is also a spacious and convenient garden shed. Stop and smell the roses in the back yard in the summer months. What more could you ask for? (id:63159)

Values & Trends

This listing

$370/sqft

Building average

No other active listings in this building

Main Town average

$417/sqft

7 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Summerland SecondaryK-12539 m
Summerland Montessori School(Independent)Elementary817 m
Unisus Senior School(Independent)Secondary2.3 km
Unisus Junior School(Independent)Elementary2.3 km
Trout Creek ElementaryElementary4.7 km
Naramata ElementaryElementary5.8 km
West Bench ElementaryElementary11.4 km
Queens Park ElementaryElementary12.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Unnamed780 m

Cafes (2)

  • Tim Hortons564 m
  • The Beanery Cafe · 13016 Victoria Road North792 m

Grocery (1)

  • IGA · 7519 Prairie Valley Road547 m

Parks (5+)

  • Anglican Churchyard Cemetery & Park281 m
  • Summerland Museum Park404 m
  • Unnamed592 m
  • Unnamed602 m
  • Memorial Park639 m

Gyms (1)

  • Summerland Aquatic and Fitness Centre · 13205 Kelly Avenue575 m

Pharmacies (2)

  • Pharmasave432 m
  • Shoppers Drug Mart771 m

Banks & ATMs (1)

  • RBC Royal Bank587 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,700) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$363,200.00
Periodic payment — Principal & Interest (monthly)$2,343.24
Additional monthly expenses (strata, tax, utilities, etc.)$536.63
Total monthly cost$2,879.87
Interest paid over 5-yr term$104,094.16
Balance at end of term$326,699.57

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,700
Stress test qualifying rate8.09%
Payment you must qualify for$3,316.55

Cash Needed at Closing

Minimum down payment$22,700
Estimated BC PTT$7,080
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,280

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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