Property Type: Land / LotOwnership: Freehold

12653 CARDINAL STREET

Mission, BC V4S1L3

$549,900

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Property Details

Property & Lot

Lot size
226,512 square feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,880.77 (2025)

Interior

Fireplace
None

Listing Information

MLS®
R3146782
Listed
July 17, 2026
Time on market
On the market for 45 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Ltd. · Data source: CREA DDF.

Description

Motivated Seller! Discover this peaceful 5 acre forested mountain retreat, perfect for nature lovers w/direct access to trails for hiking, mountain biking, & horseback riding. Nearby lakes & stunning natural surroundings create an ideal setting to build your dream home. Zoning allows for secondary dwellings, including a duplex, garden cottage, or coach home, making it a great fit for multi generational living or future development. The property comes fully serviced w/200 amp electrical, a drilled well & pressure tank housed in a large utility & storage shed, 50 amp RV hookups, a 1,000 gallon septic tank, a horse paddock, & a newly built three sided horse shelter. Conveniently located close to both Mission & Maple Ridge, this private escape offers both tranquility and accessibility. (id:63159)

Location Insights

Weather

Nearest station: Abbotsford

Clear

14°C

Clear

Humidity 87%

Wind S calm km/h

Tonight

13°

Tuesday

21°

Tuesday night

13°

Wednesday

20°

Wednesday night

11°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

41,519

(2021 Census)

+7.7% since 2016

Density: 182.9/km²

Dwellings: 14,701

Median household income: $98,000

After-tax: $87,000

Immigrant population: 16.9%

Top countries of origin (% of total population)

  • India5.2% · 2,160
  • United Kingdom2.3% · 975
  • United States of America0.8% · 330
  • Philippines0.8% · 330
  • Germany0.6% · 265
  • Netherlands0.4% · 175
  • Viet Nam0.4% · 160
  • China0.3% · 145

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Stave Falls ElementaryElementary7.0 km
Valley Christian School(Independent)Elementary7.7 km
Seminary of Christ the King(Independent)Secondary8.5 km
Edwin S Richards ElementaryElementary8.5 km
Albert McMahon ElementaryElementary8.6 km
Hatzic ElementaryElementary8.8 km
Hillside Traditional AcademyElementary8.9 km
Cherry Hill ElementaryElementary9.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Mission (SD75)

Mortgage & Ownership Cost Calculator

Minimum required: 5.5% ($29,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$439,920.00
Periodic payment — Principal & Interest (monthly)$2,838.21
Additional monthly expenses (strata, tax, utilities, etc.)$240.06
Total monthly cost$3,078.28
Interest paid over 5-yr term$126,082.34
Balance at end of term$395,709.46

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,990
Stress test qualifying rate8.09%
Payment you must qualify for$3,997.93

Cash Needed at Closing

Minimum down payment$29,990
Estimated BC PTT$8,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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