Property Type: Detached HouseOwnership: Freehold

12679 97A AVENUE

Surrey, BC V3V2H6

$1,449,000

8 bed3 bath6 parking3,159 sqftBuilt 1958
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Property Details

Property & Lot

Sub-type
House
Lot size
7,205 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,182.22 (2025)

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Fireplace
None

Parking

Total spaces
6 — covered indicated
Features
Garage, Open

Listing Information

MLS®
R3093734
Listed
February 26, 2026
Time on market
On the market for 187 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Century 21 Coastal Realty Ltd. · Data source: CREA DDF.

Description

This home features 8 bedrooms and 3 bathrooms and has been well maintained. Inside, you'll discover a spacious living area, a fully enclosed kitchen overlooking the dining room and 3 sizable bedrooms. Outside, delight in the fenced backyard, ideal for children and hosting gatherings. This property offers an attractive opportunity for investors as the entire property is tenanted for $4,900 a month. If you are looking to occupy the above, the two 2-bedroom rental suites are generating a combined income of $2,500 monthly. Former grow-op, underwent remediation in 2009.Conveniently located near schools, shopping centre's, parks, walking distance to transit and has a back lane access. Great property to build a six-plex or duplex with a laneway home. (id:63159)

Values & Trends

This listing

$459/sqft

Building average

No other active listings in this building

Surrey average

$691/sqft

1844 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,325,500

Jul 2026

Average Sale Price

$1,364,812

Jul 2026

Monthly Sales

61

Jul 2026

Active Listings

692

Jul 2026

Sales-to-Active Ratio

9.0%

Jul 2026

Median Days to Contract

43 days

Jul 2026

MLS® HPI Benchmark Price

$1,793,500
$1,325,500
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Clear

14°C

Clear

Humidity 87%

Wind S calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

6/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cedar Hills ElementaryElementary615 m
Prince Charles ElementaryElementary730 m
Senator Reid ElementaryElementary842 m
L.A. Matheson SecondarySecondary1.1 km
Betty Huff ElementaryElementary1.2 km
David Brankin ElementaryElementary1.2 km
Old Yale Road ElementaryElementary1.3 km
A H P Matthew ElementaryElementary1.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Southbound 128 St @ 97A Ave251 m
Northbound 128 St @ 98 Ave264 m
Southbound 128 St @ 99 Ave328 m
Eastbound 96 Ave @ 126 St350 m
Westbound 96 Ave @ 128 St359 m

Nearby Places

Restaurants (4)

  • Wow Grill & Momo · 9631 128 Street338 m
  • Lighthouse Indian Kitchen · 12815 96 Avenue386 m
  • Mezbaan Indian & Indo Chinese Food · 12790 96 Avenue402 m
  • Mr Pickwick's Fish & Chips · 12884 96 Avenue595 m

Cafes (1)

  • Starbucks · 12840 96 Avenue480 m

Grocery (2)

  • Fruiticana · 12867 96 Avenue523 m
  • No Frills · 12852 96 Avenue588 m

Parks (4)

  • Robson Park391 m
  • Unnamed540 m
  • 21C Tot-Lot583 m
  • Bog Park763 m

Pharmacies (2)

  • Family Care Pharmacy · 12815 96 Avenue395 m
  • Shoppers Drug Mart · 12830 96 Avenue515 m

Banks & ATMs (1)

  • TD565 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($119,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,159,200.00
Periodic payment — Principal & Interest (monthly)$7,478.77
Additional monthly expenses (strata, tax, utilities, etc.)$673.19
Total monthly cost$8,151.95
Interest paid over 5-yr term$332,230.05
Balance at end of term$1,042,704.15

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$119,900
Stress test qualifying rate8.09%
Payment you must qualify for$10,220.31

Cash Needed at Closing

Minimum down payment$119,900
Estimated BC PTT$26,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$148,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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