Property Type: Detached HouseOwnership: Freehold

1269 Findlay Road

Kelowna, BC V1X5B1

$1,350,000

4 bed2 bath8 parking1,824 sqftBuilt 1971
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.43 acres
Frontage
75 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,673.04

Interior

Basement
Full
Heating
Forced air
Fireplace
None
Flooring
Tile, Laminate, Carpeted, Linoleum

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
8 — covered indicated
Features
Carport, Additional Parking

Room Dimensions

RoomLevelDimensions
BedroomBasement10'8'' x 14'5''
Family roomBasement10'11'' x 17'5''
3pc BathroomBasement5'1'' x 7'10''
Laundry roomBasement10'7'' x 11'11''
BedroomBasement10'11'' x 11'8''
Primary BedroomMain level9'7'' x 13'11''
BedroomMain level9'11'' x 11'0''
4pc BathroomMain level6'1'' x 9'10''
Dining roomMain level6'11'' x 10'0''
KitchenMain level10'0'' x 13'6''
Living roomMain level13'0'' x 18'1''

Listing Information

MLS®
10397232
Listed
August 12, 2026
Time on market
On the market for 19 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

**FORECLOSURE**Welcome to 1269 Findlay Road! An exceptional development opportunity in one of Kelowna’s rapidly growing neighbourhoods! Situated on a flat and usable 0.43 acre lot with RU1 zoning, this property offers incredible potential for investors, builders, or developers looking to capitalize on the area’s ongoing growth and redevelopment. Surrounded on both sides by existing townhouse developments, the neighbouring properties showcase the strong future potential of this prime location. The property currently features a 4 bedroom, 2 bathroom home that could provide holding income while future plans are explored. Ideally located just minutes from shopping, restaurants, schools, parks, recreation, transit, and Kelowna International Airport, this central location offers convenience and excellent connectivity. With easy access to major routes, UBCO, and all amenities, this is a rare opportunity to secure a large parcel in an area seeing significant residential expansion. Whether you’re looking to develop now or hold for the future, this property offers outstanding potential in the heart of Kelowna. This property is being offered for sale by way of Court Ordered Sale/Foreclosure and is being sold “as is, where is.” (id:63159)

Values & Trends

This listing

$740/sqft

Building average

No other active listings in this building

Rutland North average

$511/sqft

84 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pearson Road ElementaryElementary689 m
Rutland Middle SchoolMiddle1.1 km
Rutland Senior SecondaryElementary1.3 km
Flex Academy(Independent)K-121.6 km
Kelowna Arts Academy(Independent)K-121.6 km
Rutland ElementaryElementary1.7 km
South Rutland ElementaryElementary2.3 km
Belgo Elementary SchoolElementary2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Tang Dynasty593 m

Parks (2)

  • Chichester Wetland Park286 m
  • Harris Park463 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($110,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,080,000.00
Periodic payment — Principal & Interest (monthly)$6,967.79
Additional monthly expenses (strata, tax, utilities, etc.)$647.09
Total monthly cost$7,614.88
Interest paid over 5-yr term$309,531.10
Balance at end of term$971,463.49

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$110,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,535.17

Cash Needed at Closing

Minimum down payment$110,000
Estimated BC PTT$25,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$136,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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