Property Type: OtherOwnership: Freehold

127 Wapiti Creek Road

Oliver, BC V0H1T8

$85,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.12 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Strata / maintenance fee
$165/mo
Annual property tax
$328.89

Maintenance Fee Includes

GarbageManagement

Also included: Insurance, Other, See Remarks, Reserve Fund Contributions, Sewer

Interior

Fireplace
None

Exterior & Lot

View
Mountain view

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10381967
Listed
April 2, 2026
Time on market
On the market for 151 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Amos Realty · Data source: CREA DDF.

Description

Escape the valley fog and find your place above the clouds at Baldy Mountain Resort. This prime 0.115-acre lot is perfectly positioned in the heart of the mountain, offering a rare blend of convenience and alpine serenity. Located within a bare land strata, you’re just a short walk or ski from the lifts and the lodge. The relatively flat lot has easy access off the main road, making it a dream canvas for your future mountain retreat. The real beauty of this property lies in the freedom it offers. With no building timeline, sewer connection, or holding fees, you have the flexibility to build when you’re ready without the financial pressure of immediate construction. Best of all, there is no speculation tax, and short-term rentals are fully permitted. Whether you want to build a private family legacy home or an income-generating Airbnb, this investment is designed to work for you from day one. Life at Baldy is a year-round adventure. In the winter, you’ll be treated to legendary champagne powder and ""fresh lines"" across a variety of terrain served by a double chair, quad, and Magic Carpet. From night skiing and tubing to backcountry skinning and snowshoeing, the winter options are endless. When the snow melts, the mountain transforms into a lush summer playground with fresh air and activities ranging from hiking and mountain biking to frisbee golf and volleyball. If you’ve been dreaming of sun on your face and powder for days, this is your chance to own a piece of the peak. (id:63159)

Location Insights

Weather

Nearest station: Osoyoos

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Senpaq'cin School(Independent)Elementary21.2 km
West Boundary ElementaryElementary21.4 km
Osoyoos ElementaryElementary21.5 km
Osoyoos SecondarySecondary22.9 km
Tuc-el-Nuit ElementaryElementary23.2 km
Southern Okanagan SecondarySecondary23.4 km
Southern Okanagan AltSecondary23.4 km
Oliver ElementaryElementary23.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Boundary (SD51)

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Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($4,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$68,000.00
Periodic payment — Principal & Interest (monthly)$438.71
Additional monthly expenses (strata, tax, utilities, etc.)$192.03
Total monthly cost$630.74
Interest paid over 5-yr term$19,489.00
Balance at end of term$61,166.22

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$4,250
Stress test qualifying rate8.09%
Payment you must qualify for$620.94

Cash Needed at Closing

Minimum down payment$4,250
Estimated BC PTT$850
Legal / closing costs (typical estimate)$1,500
Total cash needed$6,600

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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