Property Type: Detached HouseOwnership: Freehold

1276 MACKENZIE HIGHWAY

Bella Coola, BC V0T1C0

$410,000

3 bed2 bath110 sqftBuilt 2022
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.79 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,900.02 (2025)

Interior

Basement
Crawl space
Heating
Electric
Fireplace
None

Exterior & Lot

Exterior features
Other
View
Mountain view

Building

Foundation
Concrete Perimeter, Concrete Slab
Roof
Asphalt shingle, Conventional

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
Laundry roomMain level
Living roomMain level
PantryMain level
Primary BedroomMain level
Bedroom 2Main level
Bedroom 3Main level
FoyerMain level
Enclosed porchMain level

Listing Information

MLS®
R3152792
Listed
August 5, 2026
Time on market
On the market for 26 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal LePage Interior Properties · Data source: CREA DDF.

Description

Discover the potential of this well-built rancher in the beautiful Bella Coola Valley—a true diamond in the rough awaiting your finishing touches. This unfinished 3-bedroom, 2-bathroom home features an open-concept kitchen and living area, a spacious pantry, electric baseboard heating, thermo windows, and patio doors leading to a massive patio with breathtaking mountain views. Situated on almost an acre, the cleared property offers peace and solitude with a tall hedge providing privacy from the main road. Enjoy a fenced yard, greenhouse, and raised garden beds, perfect for gardening enthusiasts. Centrally located near Walker Island Park, you'll have easy access to ATV and walking trails, softball games, and gymkhanas while still enjoying the tranquility of valley living. (id:63159)

Values & Trends

This listing

$3,727/sqft

Building average

No other active listings in this building

Bella Coola average

$260/sqft

7 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mist

15°C

Mist

Humidity 89%

Wind W 12 km/h

Tonight

10°

Tuesday

16°

Tuesday night

Wednesday

16°

Wednesday night

10°

Thursday

16°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Acwsalcta Band School(Independent)K-125.4 km
Sir Alexander Mackenzie SecondaryElementary6.5 km
Nusatsum ElementaryElementary6.6 km
Bella Coola ElementaryElementary8.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Coast (SD49)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($20,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$328,000.00
Periodic payment — Principal & Interest (monthly)$2,116.14
Additional monthly expenses (strata, tax, utilities, etc.)$331.00
Total monthly cost$2,447.15
Interest paid over 5-yr term$94,005.74
Balance at end of term$295,037.06

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$20,500
Stress test qualifying rate8.09%
Payment you must qualify for$2,995.12

Cash Needed at Closing

Minimum down payment$20,500
Estimated BC PTT$6,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,200

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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