Property Type: Detached HouseOwnership: Freehold

1281 Hoskins Road

Seymour Arm, BC V0E1M0

$449,000

6 bed2 bath2,079 sqftBuilt 1970
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.34 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,027.05

Interior

Heating
See remarks
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Wood siding
View
Mountain view

Building

Roof
Metal, Unknown

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomMain level10'7'' x 12'2''
KitchenMain level14'3'' x 10'4''
Living roomMain level17' x 23'7''
Mud roomMain level5'4'' x 23'6''
Primary BedroomSecond level17' x 11'9''
BedroomSecond level8'5'' x 11'4''
BedroomSecond level8'2'' x 11'2''
BedroomSecond level5'9'' x 10'4''
BedroomMain level10'9'' x 12'2''
Family roomMain level15'6'' x 15'11''
4pc BathroomMain level11'2'' x 6'1''
Dining roomMain level8'1'' x 11'6''
3pc BathroomMain level6'1'' x 6'

Listing Information

MLS®
10392676
Listed
July 1, 2026
Time on market
On the market for 62 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Access Real Estate · Data source: CREA DDF.

Description

Escape to the off-grid charm of Seymour Arm with this well-loved, rustic cabin, positioned on a tranquil no-through road. Nestled on a private and treed 0.34-acre corner lot, you are surrounded by a mature canopy of lush foliage that provides a wonderful sense of seclusion, yet you remain just a short stroll from the stunning white sands of Silver Beach. Step inside to find 2,079 sq.ft. of cozy, character-filled living space that prioritizes connection and unpretentious comfort. The undeniable charm of this 6-bedroom, 2-full bath retreat is highlighted by beautiful exposed wood beams stretching across the high vaulted ceilings of the inviting living room, where a classic wood-burning fireplace creates the perfect atmosphere for gathering after a sun-soaked day on the lake. This quintessential cabin feel continues upstairs, with charming exposed beams featured in every bedroom. Embracing a self-sufficient lifestyle, the property is fully powered by a reliable solar energy system. Outside, a large back deck is perfectly suited for relaxed summer BBQs, while the sprawling natural grounds offer endless spots to set up a fire pit for roasting s'mores and stargazing under clear skies. A sea-can provides highly secure storage for all your water toys and recreational gear, complemented by a handy garden/utility shed. Whether you seek a family retreat or a shared summer getaway, this property offers the perfect blend of natural beauty and nostalgic lake-life serenity. (id:63159)

Values & Trends

This listing

$216/sqft

Building average

No other active listings in this building

Shus./Anstey/Sey. average

$469/sqft

13 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$359,200.00
Periodic payment — Principal & Interest (monthly)$2,317.44
Additional monthly expenses (strata, tax, utilities, etc.)$189.59
Total monthly cost$2,507.02
Interest paid over 5-yr term$102,947.75
Balance at end of term$323,101.56

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,450
Stress test qualifying rate8.09%
Payment you must qualify for$3,280.02

Cash Needed at Closing

Minimum down payment$22,450
Estimated BC PTT$6,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,930

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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