Property Type: Detached HouseOwnership: Freehold

12881 SUNSHINE COAST HIGHWAY

Madeira Park, BC V0N2H1

$2,499,000

17 bed8 bath6 parking4,133 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
House
Lot size
4.24 acres
Frontage
160.1 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$13,585.18 (2025)

Interior

Heating
Electric, Propane, Wood
Fireplace
Yes (4)

Exterior & Lot

View
View
Waterfront
Waterfront

Parking

Total spaces
6

Listing Information

MLS®
R3147690
Listed
July 18, 2026
Time on market
On the market for 44 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX City Realty · Data source: CREA DDF.

Description

Private waterfront paradise with established revenue. Set on 4.24 acres of spectacular waterfront with 160 feet of shoreline & protected deep-water docks, this exceptional estate combines an incredible coastal lifestyle with established revenue and outstanding future potential. Zoned C2A/R3, the property features a spacious 4,133 sq. ft. residence with 5 bedrooms, 7 bathrooms, 3 B&B suites, a commercial kitchen, and a separate auxiliary dwelling ideal for a caretaker or manager. Separately located, 9 rental cottages on the upper property provide consistent income while preserving the privacy of the main home. This rare zoning supports a variety of tourism, recreation, lodging, and commercial uses. A true legacy waterfront property with endless possibilities. (id:63159)

Values & Trends

This listing

$605/sqft

Building average

No other active listings in this building

Madeira Park average

$686/sqft

15 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Sechelt

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Madeira Park ElementaryElementary1.5 km
Pender Harbour Elem-SecondaryK-123.3 km
Halfmoon Bay ElementaryElementary18.0 km
West Sechelt ElementaryElementary22.1 km
Kinnikinnick ElementaryElementary22.2 km
False Bay SchoolK-1223.8 km
Secondaire ChatelechSecondary24.0 km
Chatelech SecondaryElementary24.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($499,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,999,200.00
Periodic payment — Principal & Interest (monthly)$12,898.16
Additional monthly expenses (strata, tax, utilities, etc.)$1,339.10
Total monthly cost$14,237.26
Interest paid over 5-yr term$572,976.47
Balance at end of term$1,798,286.87

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$499,800
Stress test qualifying rate8.09%
Payment you must qualify for$15,373.15

Cash Needed at Closing

Minimum down payment$499,800
Estimated BC PTT$52,970
Legal / closing costs (typical estimate)$1,500
Total cash needed$554,270

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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