Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

1289 COTTONWOOD STREET

Telkwa, BC V0J2X0

$529,500

3 bed2 bath1,540 sqftBuilt 1996
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
19,079 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,285 (2026)

Interior

Basement
Unfinished, Full
Heating
Forced air, Natural gas
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
KitchenMain level
Dining roomMain level
Living roomMain level
Eating areaMain level
Primary BedroomMain level
Bedroom 2Main level
Bedroom 3Main level
Flex SpaceBasement

Listing Information

MLS®
R3158672
Listed
August 26, 2026
Time on market
On the market for 5 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Calderwood Realty Ltd. · Data source: CREA DDF.

Description

Well built and maintained 3-bedroom, 2-bathroom rancher on a large nearly half acre lot. Built in 1996, this home offers comfortable one-level living with plenty of space. The bright and spacious living room features beautiful oak hardwood floors and a natural gas fireplace. The dining room provides easy access to the back deck. The kitchen has a lot of cabinet and countertop space, and a large bay-windowed eating area. The main bathroom has been updated with a new tub, tile work, and toilet. All three bedrooms feature brand-new carpet. The unfinished basement offers a tremendous amount of potential for additional living space, or storage. Outside, enjoy the covered front porch & private lot. There's so much to appreciate with this home inside and out. (id:63159)

Values & Trends

This listing

$344/sqft

Building average

No other active listings in this building

Telkwa average

$392/sqft

20 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Smithers

Light Rain

13°C

Light Rain

Humidity 96%

Wind NNW 4 km/h

Tonight

Tuesday

16°

Tuesday night

10°

Wednesday

18°

Wednesday night

10°

Thursday

21°

Source: Environment and Climate Change Canada.

Population

1,474

(2021 Census)

+11.1% since 2016

Density: 209.4/km²

Dwellings: 584

Median household income: $101,000

After-tax: $88,000

Immigrant population: 9.5%

Top countries of origin (% of total population)

  • United States of America1.7% · 25
  • United Kingdom1.4% · 20
  • Germany0.7% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Telkwa ElementaryElementary1.2 km
Bulkley Valley Christian School(Independent)K-1211.6 km
La Grande-OurseElementary11.8 km
Ebenezer Canadian Reformed School(Independent)K-1211.9 km
Muheim Memorial ElementaryElementary12.1 km
Bulkley Valley Learning CentreElementary12.7 km
St Joseph's(Independent)Elementary12.9 km
Walnut Park ElementaryElementary13.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Unnamed455 m

Nearby places data: © OpenStreetMap contributors.

School district: Bulkley Valley (SD54)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 5.3% ($27,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$423,600.00
Periodic payment — Principal & Interest (monthly)$2,732.92
Additional monthly expenses (strata, tax, utilities, etc.)$434.08
Total monthly cost$3,167.01
Interest paid over 5-yr term$121,404.98
Balance at end of term$381,029.57

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$27,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,856.74

Cash Needed at Closing

Minimum down payment$27,950
Estimated BC PTT$8,590
Legal / closing costs (typical estimate)$1,500
Total cash needed$38,040

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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