Property Type: TownhouseOwnership: Strata

13 2590 Penrhyn St

Saanich, BC V8N1G3

$1,699,000

3 bed4 bath2 parking2,068 sqftBuilt 2024
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Lot size
2,068 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$382/mo
Annual property tax
$8,898.85

Interior

Heating
Heat Pump
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Ocean view

Parking

Total spaces
2

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BalconySecond level4'1 x 10'1
BalconyMain level7'1 x 10'0
BalconyMain level6'6 x 9'9
BathroomSecond level3-Piece
BedroomSecond level9'11 x 13'10
EnsuiteSecond level5-Piece
Primary BedroomSecond level16'4 x 10'8
Dining roomMain level14'5 x 11'0
Living roomMain level12'6 x 12'6
BathroomMain level2-Piece
KitchenMain level15'3 x 13'10
BedroomLower level12'5 x 12'6
BathroomLower level3-Piece
EntranceLower level14'3 x 4'1

Listing Information

MLS®
1037939
Listed
May 23, 2026
Time on market
On the market for 100 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

**OH Sat 1-3pm**Only a few homes left | Steps from the sand & surf in friendly Cadboro Bay Village is The Osprey. 14 modern townhomes designed for living life to the fullest in one of the most scenic and walkable neighbourhoods in Greater Victoria. Each distinct floor plan offers an expansive living room, dining room and kitchen on the main level & two large top-floor bedrooms with views of the ocean or surrounding village. Primary bedroom boasts a large 5 pce ensuite, large walk-in closet and balcony. An additional ground floor flex room provides with closet endless opportunities for guest space plus private bathroom. Designed for comfort with engineered flooring throughout, large windows & custom millwork w/ designer hardware. Luxurious kitchen with European appliance package & quartz waterfall countertop. Energy efficient heat pump & gas on demand hot water. #13 features a double garage & private yard space with larger patio. Built by award winning GT Mann Contracting, MOVE-IN NOW! (id:63159)

Values & Trends

This listing

$822/sqft

Building average

$762/sqft

2 active listing(s)

Cadboro Bay average

$736/sqft

3 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Frank Hobbs ElementaryElementary553 m
Arbutus Global Middle SchoolElementary1.4 km
Campus View ElementaryElementary2.1 km
Mount Douglas SecondarySecondary2.1 km
Maria Montessori Academy(Independent)Elementary2.2 km
St. Michaels University School(Independent)K-122.7 km
ArtsCalibre Academy(Independent)Elementary/Middle2.9 km
Hillcrest ElementaryElementary2.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Thai Lemongrass · 3838 Cadboro Bay Road175 m
  • Mutsuki-An Japanese Restaurant · 2560A Sinclair Road221 m

Cafes (3)

  • Moka House · 1849b Cadboro Bay Road103 m
  • Olive Olio's · 3840 Cadboro Bay Road157 m
  • Jusu · 2560 Sinclair Road216 m

Grocery (1)

  • Pepper's Foods · 3829 Cadboro Bay Road144 m

Parks (5+)

  • Cadboro-Gyro Park159 m
  • Maynard Park198 m
  • Unnamed341 m
  • Goward Park625 m
  • Unnamed647 m

Pharmacies (1)

  • Heart Pharmacy · 3825 Cadboro Bay Road151 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($339,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,359,200.00
Periodic payment — Principal & Interest (monthly)$8,769.10
Additional monthly expenses (strata, tax, utilities, etc.)$1,226.19
Total monthly cost$9,995.29
Interest paid over 5-yr term$389,550.63
Balance at end of term$1,222,604.80

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$339,800
Stress test qualifying rate8.09%
Payment you must qualify for$10,451.77

Cash Needed at Closing

Minimum down payment$339,800
Estimated BC PTT$31,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$373,280

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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