Property Type: Detached HouseOwnership: Freehold

130 BALLOU Road

Kamloops, BC V0K2J0

$650,000

3 bed1 bath2 parking1,188 sqftBuilt 1964
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
2.62 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,500

Interior

Heating
Baseboard heaters, Stove, Wood
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Laminate, Vinyl, Wood, Mixed Flooring

Exterior & Lot

Exterior features
Wood
View
Lake view, Mountain view, Valley view

Building

Foundation
See Remarks
Roof
Metal, Unknown

Parking

Total spaces
2 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level7'4'' x 9'2''
OtherMain level15' x 12'
Mud roomMain level7'6'' x 15'9''
BedroomMain level13'9'' x 9'3''
BedroomMain level13'10'' x 9'3''
Primary BedroomMain level10'1'' x 13'10''
KitchenMain level8'11'' x 12'6''
Dining roomMain level7' x 12'6''
Living roomMain level14'6'' x 12'10''

Listing Information

MLS®
10395373
Listed
July 21, 2026
Time on market
On the market for 41 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kamloops) · Data source: CREA DDF.

Description

Stunning Kamloops Lake Views & Absolute Privacy on 2.63 Acres! Perched on an elevated plateau in Savona, this unique property offers the perfect blend of rustic charm, ultimate privacy, and incredible potential with AF-1 zoning. Located just 20 minutes outside of Kamloops with direct access to the Trans-Canada Highway, this acreage is an outdoor lover's dream with direct (drive off) access to crown land for outdoor adventures. 1,188 sq ft rancher with unique open-concept living plan ready for your finishing touches. Cozy, efficient wood stove also with convenient electric zone heating. 2.63 flat, uniquely private and usable acres. Breathtaking 180+ degree panoramic views of Kamloops Lake and the Thompson River Valley — unforgettable sunrises & sunsets! Recently upgraded, long-lasting metal roof. Complete peace-of-mind with updated plumbing and electrical [200 amp + 100 amp to shop]. Hard-to-find perk for acreages—fully connected to municipal water. And not to be overlooked is the massive 20' x 40' detached workshop, perfect for toys, tools, or projects. Bring your ideas and finish this hidden gem to match your exact style! (id:63159)

Values & Trends

This listing

$547/sqft

Building average

No other active listings in this building

Cherry Creek/Savona average

$462/sqft

20 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

22°C

Mostly Cloudy

Humidity 48%

Wind ESE 20 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Savona ElementaryElementary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Similar Listings Nearby

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Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($40,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$520,000.00
Periodic payment — Principal & Interest (monthly)$3,354.86
Additional monthly expenses (strata, tax, utilities, etc.)$267.33
Total monthly cost$3,622.20
Interest paid over 5-yr term$149,033.49
Balance at end of term$467,741.68

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$40,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,690.69

Cash Needed at Closing

Minimum down payment$40,000
Estimated BC PTT$11,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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