Property Type: Condo / ApartmentOwnership: Strata

13011 Lakeshore Drive S Unit# 369

Summerland, BC V0H1Z1

$164,900

1 bed1 bath473 sqftBuilt 2005
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Amenities

Also listed: Recreation Centre, Sauna, Whirlpool, Clubhouse

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$785/mo
Annual property tax
$1,512.05

Maintenance Fee Includes

WaterGarbageManagementHeat

Also included: Electricity, Insurance, Other, See Remarks, Recreation Facilities, Reserve Fund Contributions, Sewer

Interior

Heating
See remarks, Geothermal
Cooling / A/C
Geothermal
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Exterior & Lot

View
Lake view, Mountain view, View (panoramic)
Waterfront
Waterfront on lake
Pool
Pool, Outdoor pool

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Underground

Room Dimensions

RoomLevelDimensions
Dining roomMain level12'2'' x 6'6''
Primary BedroomMain level9'2'' x 10'1''
4pc BathroomMain level7'4'' x 8'1''
Living roomMain level12'2'' x 8'9''
KitchenMain level7'6'' x 8'10''

Listing Information

MLS®
10382725
Listed
April 10, 2026
Time on market
On the market for 143 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Welcome to Summerland Waterfront Resort located on the shores of Okanagan Lake. Here you will find an amazing opportunity to invest in a resort with a wealth of amenities including beaches, wharf, outdoor pool, 2 hot tubs, full gym, sauna, bbq area, day spa, bistro, restaurant and boat rentals. This beautiful unit features a fully equipped kitchen with stainless steel appliances and granite counters, dining and living area with sofa bed and gas fireplace, comfortable primary bedroom and full size bathroom with soaker tub and shower. Located on the top floor with a south east facing view of the lake overlooking the pool and lush green space below. Summerland Waterfront Resort is pet friendly and offers a professionally managed rental pool allowing for 180 days per year of personal use, full housekeeping services with combined monthly strata and hotel fees of $785.30. Permanent residency is not permitted under District of Summerland zoning bylaw. This is a great opportunity to make summer vacation memories in the Okanagan at an affordable price!! (id:63159)

Values & Trends

This listing

$349/sqft

Building average

$380/sqft

5 active listing(s)

Lower Town average

$480/sqft

15 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Summerland SecondaryK-121.9 km
Summerland Montessori School(Independent)Elementary2.2 km
Unisus Senior School(Independent)Secondary2.9 km
Unisus Junior School(Independent)Elementary2.9 km
Trout Creek ElementaryElementary3.9 km
Naramata ElementaryElementary4.4 km
West Bench ElementaryElementary11.2 km
Queens Park ElementaryElementary12.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Shaughnessy’s Cove · 12817 South Lakeshore Drive60 m

Cafes (1)

  • Unnamed42 m

Parks (2)

  • Kinsmen Park227 m
  • Unnamed518 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($8,245) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$131,920.00
Periodic payment — Principal & Interest (monthly)$851.10
Additional monthly expenses (strata, tax, utilities, etc.)$935.30
Total monthly cost$1,786.41
Interest paid over 5-yr term$37,808.65
Balance at end of term$118,662.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$8,245
Stress test qualifying rate8.09%
Payment you must qualify for$1,204.62

Cash Needed at Closing

Minimum down payment$8,245
Estimated BC PTT$1,649
Legal / closing costs (typical estimate)$1,500
Total cash needed$11,394

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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