Property Type: OtherOwnership: Freehold

1305 Smethurst Road

Naramata, BC V0H1N1

$2,950,000

4 bed3.5 bath10 parking2,008 sqftBuilt 1997
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Property Details

Property & Lot

Sub-type
Other
Stories
2
Lot size
5.19 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$5,813.23

Interior

Basement
Crawl space
Heating
Forced air, Electric
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Vinyl siding
View
Lake view, View of water, Unknown

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
10

Room Dimensions

RoomLevelDimensions
Living roomMain level16'2'' x 29'1''
StorageSecond level9'5'' x 4'10''
Primary BedroomSecond level17'9'' x 11'1''
BedroomSecond level13'4'' x 13'1''
BedroomSecond level14'9'' x 9'6''
BedroomSecond level10'2'' x 10'2''
4pc Ensuite bathSecond level9'1'' x 7'6''
4pc BathroomSecond level7'9'' x 5'11''
Laundry roomMain level11'7'' x 8'6''
KitchenMain level14'11'' x 20'4''
FoyerMain level9'11'' x 9'
Dining roomMain level8'5'' x 11'6''
2pc BathroomMain level6'2'' x 2'6''

Listing Information

MLS®
10386271
Listed
May 6, 2026
Time on market
On the market for 117 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Offering of a profitable, family-run winery producing exceptional-quality wines. Set on 5.19 acres just outside Naramata Village, this property captures unobstructed, spectacular Okanagan Lake views from the charming country home, vineyard, and boutique estate winery. The approximately 2,000 square foot residence offers 4 bedrooms, 3 bathrooms, a gas fireplace, and a wraparound deck made for taking in the view. The kitchen was remodelled and the interior refreshed in 2020, creating a comfortable estate home at the heart of the property. This former horse pasture has been transformed into an established vineyard and winery with 2 acres of planted vines (Chardonnay and Pinot Noir), a 300 square foot tasting room/wine shop, a 1,600 square foot production building, an 800 square foot outdoor concrete crush pad. Equipment, inventory, brand, leased vineyard, and all business assets included. The property also offers parking, electric deer/bear fencing, a lockable gate, municipal irrigation, separate septic systems, and substantial power service supporting the residential and winery uses. A potential site for a secondary residence or guest accommodation adds flexibility. A rare chance to acquire a scenic Naramata Bench acreage with an established wine business, close to the KVR Trail, Naramata Village, Penticton and the best of Okanagan outdoor living. Confidential information package available to qualified buyers. Operating business, do not discuss sale with staff. (id:63159)

Values & Trends

This listing

$1,469/sqft

Building average

No other active listings in this building

Naramata Rural average

$1,063/sqft

4 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Summerland

16°C

Humidity 59%

Wind W 8 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Naramata ElementaryElementary1.3 km
Trout Creek ElementaryElementary4.4 km
Unisus Senior School(Independent)Secondary7.5 km
Unisus Junior School(Independent)Elementary7.5 km
Summerland SecondaryK-127.6 km
Summerland Montessori School(Independent)Elementary7.8 km
Uplands ElementaryElementary10.3 km
Queens Park ElementaryElementary11.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($590,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,360,000.00
Periodic payment — Principal & Interest (monthly)$15,225.92
Additional monthly expenses (strata, tax, utilities, etc.)$584.44
Total monthly cost$15,810.36
Interest paid over 5-yr term$676,382.78
Balance at end of term$2,122,827.63

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$590,000
Stress test qualifying rate8.09%
Payment you must qualify for$18,147.57

Cash Needed at Closing

Minimum down payment$590,000
Estimated BC PTT$66,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$658,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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