Property Type: Detached HouseOwnership: Freehold

1306 Smethurst Road

Naramata, BC V0H1N1

$2,490,000

6 bed7.5 bath2 parking3,987 sqftBuilt 1993
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
2.69 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$10,034

Interior

Basement
Full
Heating
Electric, See remarks, Other
Cooling / A/C
Central air conditioning, See Remarks
Fireplace
None

Exterior & Lot

Pool
Inground pool, Outdoor pool

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, Other, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
Utility roomBasement7'9'' x 12'7''
StorageBasement7'9'' x 10'5''
4pc Ensuite bathBasement
4pc Ensuite bathBasement
4pc Ensuite bathBasement
4pc Ensuite bathBasement
BedroomBasement19'5'' x 16'7''
BedroomBasement15'3'' x 16'5''
BedroomBasement15'2'' x 16'4''
BedroomBasement19'2'' x 14'5''
Laundry roomMain level9'6'' x 5'1''
2pc BathroomMain level
FoyerMain level11'6'' x 14'
5pc Ensuite bathMain level
Primary BedroomMain level15'11'' x 19'6''
3pc Ensuite bathMain level
BedroomMain level19'2'' x 10'11''
KitchenMain level15'1'' x 17'10''
Dining roomMain level10'5'' x 17'10''
Living roomMain level19'5'' x 19'6''

Listing Information

MLS®
10380597
Listed
March 26, 2026
Time on market
On the market for 158 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

CLICK TO VIEW VIDEO: This gorgeous 3,700+ sqft home offers 6 bedrooms & 7 bathrooms spread across 2 levels. On the main floor, you’ll find a spacious primary bedroom with a spa-like ensuite. And on the other end of the main floor, a secondary bedroom also with its own ensuite. On the lower level there are 4 additional bedrooms each with an ensuite and its own exterior entrance, giving you the opportunity to operate a very high-end bed & breakfast. The open concept living room has large sliding doors and a floor-to-ceiling brick fireplace which can be used for personal enjoyment or shared with guests. The kitchen on the main floor has recently been updated, and offers two tone quartz countertops, gorgeous modern sleek cabinetry, and a Miele stainless steel appliance package. After finishing your supper in the adjacent spacious dining room, you can choose to enjoy the gorgeous sunsets either from the exterior deck, the covered balcony, the poolside patio, or the sunset patio in the backyard. Many recent upgrades. New pool liner for a chlorine pool that could be converted to a salt pool. All the things like meditating under a tree, daydreaming next to the pool, or entertaining guests, will become your new favourite things to do. It's an excellent opportunity to take over an established business and enjoy everything this fantastic Okanagan luxury lifestyle has to offer, while living it! (id:63159)

Values & Trends

This listing

$625/sqft

Building average

No other active listings in this building

Naramata Village average

$991/sqft

8 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Summerland

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Naramata ElementaryElementary1.3 km
Trout Creek ElementaryElementary4.3 km
Unisus Senior School(Independent)Secondary7.5 km
Unisus Junior School(Independent)Elementary7.5 km
Summerland SecondaryK-127.6 km
Summerland Montessori School(Independent)Elementary7.8 km
Uplands ElementaryElementary10.2 km
Queens Park ElementaryElementary11.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($498,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,992,000.00
Periodic payment — Principal & Interest (monthly)$12,851.71
Additional monthly expenses (strata, tax, utilities, etc.)$1,035.17
Total monthly cost$13,886.87
Interest paid over 5-yr term$570,912.93
Balance at end of term$1,791,810.44

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$498,000
Stress test qualifying rate8.09%
Payment you must qualify for$15,317.78

Cash Needed at Closing

Minimum down payment$498,000
Estimated BC PTT$52,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$552,200

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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