Property Type: Detached HouseOwnership: Freehold

1309 N NIMPO LAKE ROAD

Chilcotin, BC V0L1R0

$440,000

3 bed2 bath1,196 sqftBuilt 1979
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
2.73 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,965.08 (2025)

Interior

Basement
Partially finished, Full
Heating
Wood
Fireplace
None

Exterior & Lot

View
Lake view, Mountain view
Waterfront
Waterfront

Building

Foundation
Concrete Perimeter, Concrete Slab
Roof
Metal, Conventional

Parking

Features
Detached Garage, Garage, Open

Room Dimensions

RoomLevelDimensions
Living roomMain level
KitchenMain level
Dining roomMain level
Bedroom 2Main level
Utility roomMain level
Primary BedroomAbove
Bedroom 3Lower level
OfficeLower level
WorkshopLower level

Listing Information

MLS®
R3108612
Listed
April 8, 2026
Time on market
On the market for 145 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal LePage Interior Properties · Data source: CREA DDF.

Description

Set on the shores of Nimpo Lake, this inviting, furnished home captures stunning lake and mountain views through expansive windows that fill the space with natural light. The open-concept kitchen, dining, and living area creates a warm, welcoming atmosphere, perfect for gathering with family and friends. Step out onto the generous 24' x 8' patio—ideal for barbequing and soaking in the scenery. The spacious primary bedroom features a private ensuite. There are two additional bedrooms and a second full bathroom. Downstairs, a workshop offers excellent space for hobbies or storage, while the attached garage provides convenient access to the home. A charming 15' x 19' guest log house adds extra accommodation for visitors. (id:63159)

Values & Trends

This listing

$368/sqft

Building average

No other active listings in this building

Chilcotin average

$405/sqft

11 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Tatlayoko Lake

13°C

Humidity 67%

Wind ESE 9 km/h

Tonight

Tuesday

22°

Tuesday night

Wednesday

20°

Wednesday night

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$352,000.00
Periodic payment — Principal & Interest (monthly)$2,270.98
Additional monthly expenses (strata, tax, utilities, etc.)$223.76
Total monthly cost$2,494.74
Interest paid over 5-yr term$100,884.21
Balance at end of term$316,625.14

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,214.27

Cash Needed at Closing

Minimum down payment$22,000
Estimated BC PTT$6,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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