1320 Water Street Unit# 231
Kelowna, BC V1Y9P3
$710,000
Amenities
Also listed: Recreation Centre, Whirlpool, Cable TV
Property Details
Property & Lot
- Sub-type
- Apartment
- Stories
- 1
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Strata
- Strata / maintenance fee
- $1,053/mo
- Annual property tax
- $3,642.65
Maintenance Fee Includes
Also included: Cable TV, Ground Maintenance, Insurance, Other, See Remarks, Recreation Facilities, Reserve Fund Contributions, Sewer
Interior
- Heating
- Forced air, See remarks
- Cooling / A/C
- Central air conditioning
- Fireplace
- Yes (1)
- Fireplace type
- Gas, Unknown
- Flooring
- Tile, Vinyl
Exterior & Lot
- Exterior features
- Stucco
- View
- City view, Lake view, Valley view, View of water, View (panoramic)
- Pool
- Inground pool, Indoor pool, Outdoor pool
Building
- Roof
- Tile, Unknown
Parking
- Total spaces
- 1 — uncovered indicated
- Features
- Additional Parking
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Main level | 6'2'' x 11'8'' |
| 4pc Ensuite bath | Main level | 11'8'' x 14'1'' |
| Bedroom | Main level | 11'11'' x 14'3'' |
| Primary Bedroom | Main level | 11'7'' x 15' |
| Kitchen | Main level | 13' x 11' |
| Living room | Main level | 15'10'' x 25'2'' |
Listing Information
- MLS®
- 10367105
- Listed
- November 12, 2025
- Time on market
- On the market for 292 days
- Data last synced
- August 28, 2026
Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.
Description
A rare opportunity! A full ownership, fully furnished 2-bedroom, 2-bath lakeside condo in the Delta Marriott Vacation Homes wing of the hotel. This second-floor unit has a large patio with a stairway leading to the waterfront. It has had extensive recent renovations, making it a lovely and serene vacation home or getaway spot! It features granite countertops, vinyl plank flooring, a fireplace, and modern furnishings. The split bedroom plan, with each bedroom having its own bath, makes it an easy space to share. The complex has beautiful amenities - pools, a hot tub, a gym, a luxurious spa, and it's own little outdoor food & drink bar by the pool in summer! Most of the year, this place is yours to enjoy OR rent out as short-term rental, and for a minimum of 10 weeks of the year, the Delta Marriott rents it out on your behalf, with a rent split agreement. It's situated in the heart of the cultural district of Kelowna, with restaurants, art galleries, coffee shops, concert venues, and anything else your vacationing heart desires, within walking distance! This is a superb option for someone wanting that prime Okanagan location, yet would like some income to offset their vacation home costs. These units don't come up often, as owners LOVE them and keep them! So call your Realtor today to book your private viewing. (id:63159)
Values & Trends
This listing
$632/sqft
Building average
—
No other active listings in this building
Kelowna North average
$698/sqft
157 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
15°C
Clear
Humidity 76%
Wind NNW 4 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
144,576
(2021 Census)
+13.5% since 2016
Density: 682.4/km²
Dwellings: 67,115
Median household income: $82,000
After-tax: $73,500
Immigrant population: 15.3%
Top countries of origin (% of total population)
- United Kingdom2.1% · 3,055
- India1.6% · 2,335
- Philippines1.1% · 1,620
- Germany1.1% · 1,540
- United States of America1% · 1,375
- China0.7% · 960
- Poland0.4% · 585
- South Africa, Republic of0.4% · 525
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
67
8/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| The Balsam School(Independent) | Elementary | 471 m |
| Central Secondary | Secondary | 1.4 km |
| Central School Programs | K-12 | 1.4 km |
| St Joseph Elementary School(Independent) | Elementary | 1.6 km |
| Bankhead Elementary | Elementary | 1.9 km |
| A S Matheson Elementary | Elementary | 2.3 km |
| Raymer Elementary | Elementary | 3.0 km |
| Glenmore Elementary | Elementary | 3.1 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (5+)
- King Taps · 1352 Water Street123 m
- Cactus Club Cafe237 m
- Nagano Sushi351 m
- Pizza Studio · 1360 Ellis Street364 m
- Bouchons Bistro · Sunset Drive390 m
Cafes (5+)
- Eurobean Coffee122 m
- The Galley Lakeside Cafe217 m
- J’s Cafe & Bistro355 m
- Chaibaba · 1289 Ellis Street393 m
- Blenz Coffee · 460 Doyle Avenue420 m
Grocery (1)
- GetintheLoop Grocery · 1353 Ellis Street422 m
Parks (5+)
- Waterfront Park144 m
- Pioneer Garden199 m
- Stuart Park306 m
- Kerry Park520 m
- Rotary Marsh Park538 m
Shopping (1)
- The Core on Ellis · 1353 Ellis Street424 m
Gyms (3)
- Life Aesthetics Online Coaching · 1435 Water Street419 m
- BarreRoom · 410 Bernard Avenue611 m
- SPIN co · 410 Bernard Avenue612 m
Pharmacies (1)
- Pharmasave · 505 Doyle Avenue491 m
Banks & ATMs (5+)
- BMO · 327 Bernard Avenue549 m
- Unnamed553 m
- Unnamed561 m
- CIBC · 328 Bernard Avenue561 m
- Unnamed590 m
Nearby places data: © OpenStreetMap contributors.
School district: Central Okanagan (SD23)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.5% ($46,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
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Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.